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TD Small Business Checking Offer
3Business Checking Monthly Maintenance Fee waiver offer is valid for TD Small Business checking accounts opened 5/1/26 – 7/31/26 by a new Customer, one account per new Customer TIN. The waiver is based on the account type at account opening as outlined below:
Business Premier Checking: The Monthly Maintenance Fees will be waived for the first twelve months or first thirteen statement cycles after the account has been opened, whichever period is longer for Business Premier Checking accounts.
All other Small Business Checking accounts: The Monthly Maintenance Fees will be waived for the first six months or first seven statement cycles after the account has been opened, whichever period is longer for Business Convenience Checking Plus, Business Interest Checking Plus or Business Simple accounts.
The first statement cycle may be less than a full month. Standard pricing will resume when the waiver period listed above expires. See Business Fee Schedule For details. Account analysis checking customers are not eligible for this offer.
TD Small Business Lending Offers
4All Loans and Lines of Credit are subject to credit approval and the terms and conditions of the final agreements. The promotional interest rate ("Promo Rate") is available only to: (1) new customers who do not currently hold any Lines of Credit with TD Bank, or (2) existing customers who apply for and are approved for an increase to their existing Line of Credit, where the new or increased Line of Credit amount exceeds the total amount of any existing Line(s) of Credit held with TD Bank at the time of application.
Ineligibility for Promo Rate: Renewals, refinances, modifications or replacements of existing Lines of Credit are not eligible for the Promo Rate unless the application results in an increase to the existing Line of Credit commitment amount. Borrowers who have paid off and closed Line(s) of Credit with TD Bank on or after April 1, 2025, and subsequently apply for a new Line of Credit for an amount equal to or less than the closed Line(s) of Credit will not be eligible for the Promo Rate. TD Bank reserves the right to deny the Promo Rate if it determines, in its sole discretion, that the application is intended to circumvent these eligibility requirements.
Applications for the Promo Rate must be received between April 1, 2026 and July 31, 2026 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. This offer supersedes all previous offers. For Lines of Credit approved without a U.S. Small Business Administration ("SBA") Guaranty and meeting the auto-payment qualification, the interest rate will be the Wall Street Journal Prime Rate ("WSJP") - 0.50%. For Lines of Credit approved with an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be the WSJP + 1.99%. Lines of credit approved with an SBA Guarantee for applications received between April 1, 2026 and July 31, 2026, and closed by October 31, 2026, will also receive a waived SBA Packaging Fee.
Based on client risk ratings and loan maturity decisions, TD Bank reserves the right to offer a lower rate than the above stated in some instances. The SBA Line of Credit rate above is based on SBA Standard Operating Procedure ("SOP") 50 10 8, effective June 1, 2025, and it may change upon issuance of an updated SOP 50 10 by the SBA. See www.sba.gov for details.
For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. If an applicant withdraws a loan application after appraisals or any other third-party services have been conducted, the applicant will be responsible for appraisal costs, any other third-party costs, and allowable fees actually incurred prior to the withdrawal. The offer excludes Term Loans under the SBA Express Program. Applications must be received between April 1, 2026 and July 31, 2026 to qualify.
For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by October 31, 2026 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details.
TD Merchant Solutions Offer
5Eligibility period is from 2/1/2026 – 07/31/2026. Offer is available to all new TD Merchant Solutions customers who are credit approved for a new TD Merchant Solutions account during the eligibility period. Merchants will qualify for only one of the specific offers below based on the device or solution acquired by the merchant and cannot be combined with any other offer. Merchants acquiring multiple device types will receive the offer with the highest value. Offer valid on only new MID established with TD Bank.
Merchants must sign a 3-year Merchant Solutions processing agreement. TD Bank Merchant Solutions accounts terminated prior to the end of the 3-year term will be charged for the value of the device, solution or credit acquired. The value of the device, Gateway or credit in the offer will be charged if the Merchant account has not processed at least $20 within the first three full calendar months from approval.
All Merchant Solutions accounts are subject to credit approval, and additional terms and conditions in the Merchant Processing Agreement apply.
Clover Go offer: One Clover Go Gen 3 device ($179 value) at no cost when you begin processing within 3 months. No Clover Platform Fee. No Monthly Account Minimum Fee. Promotional offer not available on Clover Go Gen 2 or Clover Go Gen 3 with docking station bundle.
Gateway offer: Clover Gateway or a Gateway Solution (customer owned or purchased Gateway) at no cost ($299 value) when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Compact, FD150 terminal, Ingenico terminal, Clover Mini, Clover Flex or Clover Flex Pocket offer: One Clover Compact ($369 value), FD150 terminal ($449 value), Ingenico Desk 3500 terminal ($489 value), Ingenico Move 5000 terminal ($739 value), Clover Mini ($859 value), Clover Flex ($1025 value) or Clover Flex Pocket ($1025 value) at no cost when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Station Solo, Clover Station Duo or Clover Kiosk offer: $900 credit towards the purchase of one Clover Station Solo, Clover Station Duo or Clover Kiosk when you begin processing within 3 months. No Monthly Account Minimum Fee.
TD Online Accounting Offer
6Each business that: opens a new TD Online Accounting account; and processes a minimum of five transactions using ACH, cards or Tap to Pay on iPhone within the time frame set forth below will receive a reimbursement up to $50 in processing fees. This offer is applicable to enrollments that occur between 5/1/26 through 7/31/26, and for transactions processed through 9/30/26. The reimbursement will be received in the form of a statement credit, at the end of the month following a statement period with qualifying processing fees.
TD Remote Deposit Capture
7For customers who enroll in Remote Deposit Capture (RDC) between 5/1/26- 7/31/26, the upfront charges for implementation with a single feed check scanner will be waived. The pricing below will also apply:
For customers whose primary account is Business Premier Checking:
Single-feed scanners: $20 per month
No early cancellation fee
For customers with all other Small Business accounts (Business Convenience Checking Plus, Business Interest Checking Plus or Business Simple Checking):
First single-feed scanner: $50 per month
Additional single-feed scanners: $25 per month
Early cancellation fee reduced to $200 (if cancelled before 2 years)
Standard check deposit item fees apply, see the Business Premier Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Simple Checking Account Guides for more information. Pricing does not apply to customers previously enrolled in RDC or account analysis customers.
