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TD Small Business Checking Offer
3Business Checking Monthly Maintenance Fee waiver offer is valid for TD Small Business checking accounts opened 8/1/26–10/31/26 by a new Customer, one account per new Customer TIN. The waiver is based on the account opening as outlined below:
Business Premier Checking: The Monthly Maintenance Fees will be waived for the first six months or first seven statement cycles after the account has been opened, whichever period is longer for Business Premier Checking accounts.
All other Small Business Checking accounts: The Monthly Maintenance Fees will be waived for the first three months or first four statement cycles after the account has been opened, whichever period is longer for Business Convenience Checking Plus, Business Interest Checking Plus or Business Simple accounts.
The first statement cycle may be less than a full month. Standard pricing will resume when the waiver period listed above expires. See Business Fee Schedule for details. Account analysis checking customers are not eligible for this offer.
TD Small Business Lending Offer
4All Loans and Lines of Credit are subject to credit approval and the terms and conditions of the final agreements. The promotional interest rate (“Promo Rate”) is available only to: (1) new customers who do not currently hold any Lines of Credit with TD Bank, or (2) existing customers who apply for and are approved for an increase to their existing Line of Credit, where the new or increased Line of Credit amount exceeds the total amount of any existing Line(s) of Credit held with TD Bank at the time of application.
Ineligibility for Promo Rate: Renewals, refinances, modifications or replacements of existing Lines of Credit are not eligible for the Promo Rate unless the application results in an increase to the existing Line of Credit commitment amount. Borrowers who have paid off and closed Line(s) of Credit with TD Bank on or after August 1, 2025, and subsequently apply for a new Line of Credit for an amount equal to or less than the closed Line(s) of Credit will not be eligible for the Promo Rate. TD Bank reserves the right to deny the Promo Rate if it determines, in its sole discretion, that the application is intended to circumvent these eligibility requirements.
Applications for the Promo Rate must be received between August 1, 2026 and October 31, 2026 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. This offer supersedes all previous offers.
For Lines of Credit approved without a U.S. Small Business Administration (“SBA”) Guaranty and meeting the auto-payment qualification, the interest rate will be the Wall Street Journal Prime Rate (“WSJP”) + 0.00%. For Lines of Credit approved with an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be the WSJP + 3.00%.
Based on client risk ratings and loan maturity decisions, TD Bank reserves the right to offer a lower rate than the above stated in some instances. The SBA Line of Credit rate above is based on SBA Standard Operating Procedure (“SOP”) 50 108, effective June 1, 2025, and it may change upon issuance of an updated SOP 50 10 by the SBA. See www.sba.gov for details.
For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. If an applicant withdraws a loan application after appraisals or any other third-party services have been conducted, the applicant will be responsible for appraisal costs, any other third-party costs, and allowable fees actually incurred prior to the withdrawal. The offer excludes Term Loans under the SBA Express Program. Applications must be received between August 1, 2026 and October 31, 2026 to qualify.
For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by January 31, 2027 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details.
TD Merchant Solutions Offer
5Eligibility period is from August 1, 2026 to October 31, 2026. Offers are available to all new TD Merchant Solutions customers who submit a completed application for a new TD Merchant Solutions account during the eligibility period.
Merchants will qualify for only one of the specific offers below based on the device or solution acquired by the merchant and cannot be combined with any other offer. Merchants acquiring multiple device types will receive the offer with the highest value. Offer valid on only new MID established with TD Bank.
Merchants must sign a 3-year Merchant Solutions processing agreement. TD Bank Merchant Solutions accounts terminated prior to the end of the 3-year term will be charged for the value of the device, solution or credit acquired. The value of the device, Gateway or credit in the offer will be charged if the Merchant account has not processed at least $20 within the first three full calendar months from approval.
All Merchant Solutions accounts are subject to credit approval, and additional terms and conditions in the Merchant Processing Agreement apply.
Clover Go offer: One Clover Go Gen 3 device ($179 value) at no cost when you begin processing within 3 months. No Clover Platform Fee. No Monthly Account Minimum Fee. Promotional offer not available on Clover Go Gen 2 or Clover Go Gen 3 with docking station bundle.
Gateway offer: Clover Gateway or a Gateway Solution (customer owned or purchased Gateway) at no cost ($299 value) when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Compact, FD150 terminal, Ingenico terminal, Clover Mini, Clover Flex or Clover Flex Pocket offer: One Clover Compact ($369 value), FD150 terminal ($449 value), Ingenico Desk 2600 terminal ($405 value), Ingenico Move 1600 terminal($279 value), Clover Mini ($859 value), Clover Flex ($1025 value) or Clover Flex Pocket ($1025 value) at no cost when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Station Solo, Clover Station Duo or Clover Kiosk offer: $900 credit towards the purchase of one Clover Station Solo, Clover Station Duo or Clover Kiosk when you begin processing within 3 months. No Monthly Account Minimum Fee.
TD Small Business Premium Money Market Offer
6The promotional rate is for new TD Small Business Premium Money Market accounts opened between 8/1/2026 and 10/31/2026 with at least $25,000 in funds not currently on deposit at TDBank, N.A. The promotional rate is guaranteed until 1/31/2027, after which the standard Small Business Premium Money Market tiered pricing will be applied, which is bank managed and subject to change at any time without notice. The minimum daily balance in the TD Small Business Premium Money Market account to obtain the 3.25% APY/3.20% APR is $25,000. If the minimum daily balance is less than $25,000, but is at least $10,000, the rate is 1.00% APY. If the minimum daily balance is less than $10,000, the rate is 0.15% APY. $15 monthly maintenance fee is waived with a $2,500 minimum daily balance. Rates are calculated using an Annual Percentage Yield (APY) which assumes the account remains on deposit for one year at the same interest rate. New Small Business Premium Money Market accounts opened between 8/1/2026 and 10/31/2026 will have the promotional rate automatically applied within two business days of account opening. To qualify for this promotional offer, you must also have a TD Business Checking Account open and in good standing.
