Three ways to go monthly maintenance fee-free:
- Receive monthly direct deposits of $5,000 or more or
- Maintain a minimum daily balance of $2,500 or
- Maintain a combined balance of $25,000 across eligible TD accounts1
What you get
- Free ATMs anywhere you go
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance.2 - Overdraft Payback
Get overdraft fees automatically reversed up to two times a year.3 - Payment options
Get your money where it needs to go—fast—with Rush Bill Payments,4 Send Money with Zelle®,5 incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- Debit card, on the spot
All of our checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection6 and 24/7 fraud monitoring. - More perks on us
Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts.7 Plus, get free standard check orders, money orders, official bank checks and stop payments.
What you pay
Monthly Maintenance Fee |
$25 |
3 Ways to Waive Fee: |
$5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts1 |
Earns Interest |
Yes |
ATM Fees |
None at TD or non-TD ATMs Other bank fees may be reimbursed2 |
Checks |
Free standard checks or discounted select styles |
Online Statements |
Free |
Paper Statements |
Free, including check images |
Minimum Opening Deposit |
$0 |
Overdraft Protection |
Overdraft protection with no transfer fees8 |
Free with this Account |
Money orders, bank checks, stop payments and incoming wires |
Fee Reimbursements Include |
Two overdraft fees per year,3 all Rush Bill Payments4 and one outgoing wire per statement cycle (domestic or international) |
Additional Benefits |
Rate discounts on personal or home equity loans,9 safe deposit box discount10 |
Minimum daily balance to waive monthly maintenance fee
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Tiered Rate
Current APY*
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Required Minimum Daily Balance To Earn APY*
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