Save time by adding a savings account

Rates up to 4.00% APY* with minimum balance of $100,0001

View account guide

  • 3 ways to waive the $15 monthly maintenance fee, including maintaining a $10,000 minimum daily balance
  • No TD ATM fees anywhere you go: Plus, we'll reimburse non-TD ATM fees when you maintain a minimum daily balance of $2,5002
  • Competitive tiered interest rates: As your balance grows, so does your interest rate3
  • A relationship bump rate when you link an eligible TD account4
  • Free services including incoming wire transfers, official bank checks, money orders and stop payments

*Annual Percentage Yield (APY) is accurate as of and is variable and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

14.00% annual percentage yield (APY) is only available to customers who maintain at least $100,000 on deposit in their TD Signature Savings account AND link an eligible account (relationship bump rate).  TD Signature Savings rates are based off of amount on deposit (tiered interest rates) and whether you qualify for a relationship bump rate. The same rate may apply to multiple tiers.  For a complete list of each TD Signature Savings tier (with corresponding APY and minimum balances), see TD Signature Savings interest rates.

2Non-TD ATMs: For TD Signature Savings accounts, TD fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when the minimum daily balance in the TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

3 The same interest rate may apply to multiple tiers.

4TD Signature Savings: Enjoy a relationship bump rate when you link an eligible account, which includes a TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. See the Personal Deposit Account Agreement for more details.

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