Skip to main content
Log In

TD Bank Merchant Solutions

When it comes to running a business, no one size fits all. That's why TD offers a variety in-person, mobile and eCommerce point-of-sale (POS) solutions – so you can accept customer payments in the ways that work best for them and you – in store, online or on-the-go.

With same-day set up, start accepting cash, checks, credit and debit cards, plus contactless payments like Apple Pay, Google Pay and more.1 Then, access those funds fast with next-business-day deposits.2 To make it even better, when you open a TD Business Premier Checking Account, you'll get your monthly maintenance fees waived.3

Accept payments how, where and when you want

In store

Choose from the in-person POS solutions below to begin accepting customer payments. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market.4

Best for: Full-service and quick service restaurants, cafes, retail stores, salons, doctor offices and more.

  • Clover Station: A powerful all-in-one POS

    • EMV processing and fingerprint access
    • Upgrade with add-on components like a customer-facing printer, barcode scanner or scale
    • Customize and boost productivity with add-ons from the Clover App Market†

  • Clover Mini: Compact POS that grows with you

    • A small footprint that fits in tight spaces
    • Out-of-the-box solution accepts EMV chip, swipe and contactless payments
    • Make your Mini as powerful as you need it to be with add-ons and apps

  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market†

On-the-go

Choose from the mobile POS solutions below to begin accepting payments anywhere there's wifi or cellular connectivity. Plus, sync apps across all of your Clover devices in real time with customized solutions from the Clover App Market.

Best for: Table-side service, pop-up shops or any business that operates outside of a brick-and-mortar location.

  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market†

  • Clover Go: Goes wherever you work

    • Use Bluetooth to pair with your smart phone or tablet
    • Works anywhere with wifi or cellular service
    • Accept Apple Pay2, Android Pay3 and other mobile wallet apps
    • Customize with Clover App Market†

Ready to get started? Connect with a local advisor.

Our dedicated TD Merchant Solutions Payment Advisors will work closely with you to understand your business needs and match you with the best solution. Connect with them in person, online or by phone today.

Find an advisor

Payment processing is just the beginning

Choose the right tools to develop your business systems with the help of our Merchant Solutions experts.

  • Manage: Engage customers, manage employees, plus view real-time inventory and order tracking and reporting
  • Grow: Customize your solution to track sales, identify trends, report on customer segments, spending patterns, sales comparison and more
  • Protect: Fully encrypted transactions, software and hardware monitoring with TransArmorSM

Explore our eCommerce solutions

TD's online solutions are easy to set up, accept all forms of payment and offer direct deposit into your TD Bank Small Business Checking account. It's fast and simple for you and your customers.

Managing your Merchant Solutions

Find resources on our Clover and eCommerce solutions, useful forms, apps and more.

Have more questions? Current customers can get help 24/7.
1-855-599-4656

Find out more

Get started with TD Bank Merchant Solutions

TD Merchant Solutions:

+All new accounts will receive no Monthly Service Charge and no Monthly Minimum Account Fee for the first three full calendar months.

Plus, up to $1,000 cashback for Merchants who process at least $250,000 in the first three full calendar months.

Here's how:

  • Open a TD Merchant Solutions Account to receive no monthly service charge and no monthly minimum account fee for the first 3 full calendar months.
  • Merchants who process at least $500 during the first three full calendar months, will receive a bonus of 1% cash back up to $300 based on processed volume for a period covering the first three full calendar months.
  • Merchants who process at least $250,000 during the first three full calendar months, will receive an additional bonus of $700 based on processed volume for a period covering the first three full calendar months.

Additional Conditions:

Offer is available to any New Merchant account that is credit approved from 08/01/2025 through 12/31/2025 and meets the additional conditions below.

Merchant must sign a 3-year Merchant Solutions Processing Agreement and must begin processing through their Merchant Solutions account during the campaign period set forth above. Merchant's Settlement Account must be a TD Bank Business checking account. Monthly Service Charge, Clover Platform Fee and Monthly Minimum Account fees are charged to the Merchant and rebated the following month. No rebates will be made if Merchant Account is not open and in good standing at the time such bonus offer is calculated and paid. Total amounts of the monthly credit will equal the value of the account Monthly Service Charge Fee or Clover Platform Fee and the Monthly Minimum Account Fee outlined in the Merchant Processing Agreement and will be credited to the merchants processing statement the month following the initial charge.

Cash Back Bonus offer will be credited to merchants based on processed volume for a three-month promotional period, based on their account approval date. Merchants can earn 1% cash back on eligible net transaction volume (valid gross sales minus any returns) processed during the first three months after account approval (first three statement cycles (3 calendar months)). The maximum 1% cash back is capped at $300. TD Merchant Solutions will determine qualifying eligible net transaction volume in its sole discretion (e.g., returns, chargebacks, etc. will not be included). The credit will appear on the Merchant’s processing statement the month following the month in which qualifying transactions are processed.

All Merchant Solutions accounts are subject to credit approval, additional Terms and Conditions outlined in the Merchant Solutions Processing Agreement will apply. Other standard fees outlined in the Merchant Processing Agreement are excluded from this offer.

†By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

1Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google Inc.

2Next business day funding: Fees may apply for optional services. For merchants with a TD Bank settlement account and TD Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant selected payment processing gateway and other chosen services, including but not limited to, the use of non-TD Bank settlement account.

3Merchant account must be open and in good standing. Fees may apply for optional services. Additional restrictions apply. See the TD Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval.

TD Business Premier Checking: First 3 statement cycles waived, then meet one of the following requirements to waive the $30 monthly maintenance fee ($360 annually): 1) $40,000 in combined business deposits and one personal checking account OR 2) active TD Merchant Solutions account OR 3) TD Small Business Line of Credit or Loan OR 4) active TD Digital Express account. TD Business Premier Checking combined balances includes select business checking, business savings and business money market and personal checking products. The following business products are excluded from the combined balances: Lottery Checking, IOLTA/IOLA/IORTA/RAHF/IOREBTA, All Attorney Trust accounts, All Escrow Accounts, All Business CDs and Landlord Tenant Savings. The following personal checking products are excluded: Health Savings Accounts, TD Student Checking and TD Simply Free Checking. Approved Term loans and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement and Schedule of Charges for details.

4The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.

 

Have a question? Find answers here

Popular Questions