1Payment acceptance using Tap to Pay on iPhone requires enrollment in TD Online Accounting, powered by Autobooks, Inc., and the TD Bank app to be installed on your iPhone. The latest version of iOS is recommended. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. View Tap to Pay on iPhone countries and regions. iPhone is a registered trademark of Apple Inc.
2Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Business Checking Offer:
3Business Checking Monthly Maintenance Fee waiver offer is valid on one new TD Small Business checking account per customer TIN. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The Monthly Maintenance Fees will be waived for the first three months or first four statement cycles after the account has been opened, whichever period is longer. The first statement cycle may be less than a full month. Standard pricing will resume when the waiver expires. See Business Fee Schedule For details. Account analysis checking customers are not eligible for this offer. Offer only available to new small business checking customers whose account is opened during the offer period August 1, 2025 and October 31, 2025.
Business Lending Offer:
4All Loans and Lines of Credit subject to credit approval and terms and conditions of final agreements. Renewals and refinances to existing Loans and Lines of Credit (except for increases to existing Lines of Credit) are not eligible for the offers.
For the Line of Credit offers, Borrowers who have paid off and closed a Line of Credit after April 7, 2024 are not eligible for the offers. Applications must be received between April 7, 2025 and October 31, 2025 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. The interest rate for Lines of Credit approved without an SBA Guaranty meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 0.00%. The interest rate for Lines of Credit requiring an SBA Guaranty and meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 3.00%.
For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws a loan application after appraisals have been conducted. The offer excludes Term Loans under the SBA Express Program. Applications must be received between April 7, 2025 and October 31, 2025 to qualify.
For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by January 31, 2026 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details.
TD Merchant Solutions Offer:
5All new accounts will receive no Monthly Service Charge and no Monthly Minimum Account Fee for the first three full calendar months.
Plus, up to $1,000 cashback for Merchants who process at least $250,000 in the first three full calendar months.
Here's how:
- Open a TD Merchant Solutions Account to receive no monthly service charge and no monthly minimum account fee for the first 3 full calendar months.
- Merchants who process at least $500 during the first three full calendar months, will receive a bonus of 1% cash back up to $300 based on processed volume for a period covering the first three full calendar months.
- Merchants who process at least $250,000 during the first three full calendar months, will receive an additional bonus of $700 based on processed volume for a period covering the first three full calendar months.
Additional Conditions:
Offer is available to any New Merchant account that is credit approved from 08/01/2025 through 12/31/2025 and meets the additional conditions below.
Merchant must sign a 3-year Merchant Solutions Processing Agreement and must begin processing through their Merchant Solutions account during the campaign period set forth above. Merchant's Settlement Account must be a TD Bank Business checking account. Monthly Service Charge, Clover Platform Fee and Monthly Minimum Account fees are charged to the Merchant and rebated the following month. No rebates will be made if Merchant Account is not open and in good standing at the time such bonus offer is calculated and paid. Total amounts of the monthly credit will equal the value of the account Monthly Service Charge Fee or Clover Platform Fee and the Monthly Minimum Account Fee outlined in the Merchant Processing Agreement and will be credited to the merchants processing statement the month following the initial charge.
Cash Back Bonus offer will be credited to merchants based on processed volume for the promotional period ending the third full calendar month following their account approval date. Merchants can earn 1% cash back on eligible net transaction volume (valid gross sales minus any credits/returns) processed during the promotional period beginning when the account is approved and ending the third full calendar month following account approval. The 1% cash back offer is capped at $300. Earn an additional $700 cash when you process at least $250,000 in the same promotional period. TD Merchant Solutions will determine qualifying eligible net transaction volume in its sole discretion (e.g., returns, chargebacks, etc. will not be included). The credit will appear on the Merchant’s processing statement the month following the month in which qualifying transactions are processed.
All Merchant Solutions accounts are subject to credit approval, additional Terms and Conditions outlined in the Merchant Solutions Processing Agreement will apply. Other standard fees outlined in the Merchant Processing Agreement are excluded from this offer.
