Explore Your Mortgage Home Loan Options

Find out which lending option works for your financial needs and goals, whether you are buying or refinancing.
Explore TD Bank mortgages and affordable home loans
Loan options
What you'll get…

Fixed-rate mortgage

  • Same monthly payment for the life of the loan
  • A good option for long-term homeowners

Adjustable rate mortgage (ARM)

  • Low monthly payments at the beginning of the loan
  • Ability to switch to a fixed rate
  • A good option for short-term homeowners
  • Specifically designed for physicians and dentists
  • Low to no money-down options with verified income
  • No private mortgage insurance (PMI) required
  • Only one closing at start of construction
  • Available in fixed or adjustable rate options
  • Converts to permanent mortgage after construction phase
  • Low down payments
  • Unique mortgage insurance plans
  • Competitive interest rates

Jumbo loan

  • Borrow more than $548,250
  • Use loan to buy or refinance
  • Fixed or adjustable rate options

Government loan

  • Lower down payment (less than 20%)
  • May be a good option for first-time homebuyers and U.S. veterans

Lower monthly payment

  • Free up money that you can save, invest or use for other expenses
  • Option to refinance to a lower rate or a longer term

Get cash out

  • Pay off debt, cover a major purchase or finance other goals
  • Use the equity in your home to secure a new mortgage

Pay off loan sooner

  • Reduce your total interest payment if you pay off the loan sooner
  • Switch to a shorter-term mortgage


More mortgage information

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TD Bank Mortgage Loans

Whether you're buying or refinancing, we have the right loan for you

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