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Once you have an idea about what you can afford and you're ready to find a home, you can talk to a loan officer. Your loan officer can help you explore your mortgage options and get you prequalified.
To get prequalified, you provide your loan officer with your basic income, asset and debt information, and they provide an estimate of the mortgage amount you may qualify for.
Your loan officer can also help you understand all the available mortgage options, and which works best with your budget and home-buying goals. Talk to a TD Bank Mortgage Loan Officer today at 1-866-325-4516.
When you apply for a mortgage, you'll need to provide your income and asset information. Here are a few things you can also do now to help prepare:
When you find the home you want, you'll need to enter into a written contract with a written offer. Working with a real estate professional can simplify this process because they will:
- Provide you with standard forms that comply with state and local laws
- Guide you on your offer amount based on comparable home sales in that area
- Present your initial offer and any counter offers to the seller and assist you with negotiations
The written offer that your real estate agent will present to the seller includes: