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Rates and fees for TD Cash Card
Rates and fees |
What you pay |
---|---|
Annual Percentage Rate (APR) for Purchases |
19.74%, 24.74% or 29.74% variable APR based on your creditworthiness. |
APR for Balance Transfers |
0% introductory APR for first 12 billing cycles after account opening. After that, 19.74%, 24.74% or 29.74% variable APR based on your creditworthiness. |
Balance Transfer Fee |
$5 or 3% of transfer whichever amount is greater |
Minimum Interest Charge |
$1 |
APR for Cash Advances |
29.99% variable APR |
Cash Advance Fee |
$10 or 5% of advance whichever amount is greater |
Annual Fee |
None |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars |
Late Payment |
Up to $40 |
Return Payment |
Up to $40 |
Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Credit Card.
Choose your Spend Categories
Earn more on the things you buy the most.
Every quarter, you can choose your 3% and 2% Spend Categories, plus you'll always earn 1% on all other purchases.
When you open your card, you'll start with 3% Cash Back on dining, 2% at grocery stores.3 And then every quarter, you can to choose from these Spend Categories4:
- Dining
- Entertainment
- Gas
- Grocery
- Travel