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Rates and fees for TD Cash Card
Rates and fees |
What you pay |
---|---|
Annual Percentage Rate (APR) for Purchases |
19.49%, 24.49% or 29.49% variable APR based on your creditworthiness. |
APR for Balance Transfers |
0% introductory APR for first 12 billing cycles after account opening. After that, 19.49%, 24.49% or 29.49% variable APR based on your creditworthiness. |
Balance Transfer Fee |
$5 or 3% of transfer whichever amount is greater |
Minimum Interest Charge |
$1 |
APR for Cash Advances |
29.74% variable APR |
Cash Advance Fee |
$10 or 5% of advance whichever amount is greater |
Annual Fee |
None |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars |
Late Payment |
Up to $40 |
Return Payment |
Up to $40 |
Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Credit Card.
Everyday spending can add up to big rewards
What if you could turn your regular expenses into something fun?
Whether you're eating out, dining in, or shopping, you can earn rewards just for using your card instead of cash.
Say you spend $2,000 a month:
- $500 on dining
- $500 at grocery stores2
- $1,000 on all other eligible purchases*
With three different ways to earn Cash Back, you can earn $420 after 1 year – add the $150 special offer and that's $570!3 That's money in your pocket you can enjoy any way you want.
Start adding up your rewards today.
Note: Rewards are earned as points that can be redeemed for cash back.
Services with your TD Cash Card
Apply for a TD Cash Credit Card
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