What you get

Enjoy competitive interest rates, a wide variety of terms, and rates that increase with your balance.

  1. Tiered interest rates
    Earn more with a higher balance

  2. Competitive, guaranteed interest rates
    A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term

  3. A wide variety of terms
    Choose the term that fits your savings goal – check out our featured 12-month and 5-year CDs

  1. A relationship bump rate for TD Checking customers
    Receive a relationship bump rate when you have an eligible TD Bank Checking account2

  2. Automatic renewal
    Convenient automatic renewal
  3. Low minimum deposit to open
    Deposit at least $250 to open and maintain the account

With Relationship Bump Rate

Get a relationship bump rate when you also have an eligible TD Checking account.2


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CD Balance

Current APY*

Standard Rate

Choose from a variety of terms, with higher rates for higher balances.

CD Balance

Current APY*

What you pay

Get the most from your new account

Open account

*Annual Percentage Yield (APY) is accurate as of  and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply, please refer to the Personal Deposit Account Agreement for more information. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice.

1TD Choice Promotional CDs will automatically renew at maturity to the same term at the non–promotional TD Choice CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2To qualify for the relationship bump rate, customers must own an eligible TD Bank personal checking account in good standing at the time of CD account opening or renewal. See the Personal Deposit Account Agreement for more details about eligibility.

3Non–TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

4Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.

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