What you get

Enjoy the security of a CD, with the flexibility of making one withdrawal per term.

  • Make one penalty-free withdrawal per term
    Get the security of a CD with the flexibility of making one no-penalty withdrawal per term
  • Competitive, guaranteed interest rates
    A TD No-Catch CD may be a good choice if you want a fixed return with interest rates guaranteed for the term of your CD
  • Security and flexibility
    Choose from a 6-month or 12-month term, each with a low $250 minimum deposit to open and maintain the account
  • Automatic renewal
    Convenient automatic renewal

Standard Rates

Build your savings with competitive interest rates guaranteed for the term of your CD.


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TD Choice CD's standard rate

Current APY*

What you pay

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*Annual Percentage Yield (APY) is accurate as of and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply, please refer to the Personal Deposit Account Agreement for more information. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice.

1Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.

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