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TD Cash Credit Card
Earn $150 Cash Back when you spend $500 within 90 days after account opening 1
What you get
Offer and Rewards details:
| Balance transfer offer: 0% introductory APR balance transfers for first 12 billing cycles after account opening. After that, 15.74%, 20.74% or 25.74% variable APR based on your credit worthiness* |
| Earn 3% Cash Back on dining – including takeout and delivery | |
| Earn 2% Cash Back at grocery stores 2 | |
| Earn 1% Cash Back on other purchases * | |
| No caps, no limits as long as your account is in good standing |
*Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and program details.
Rates and fees for TD Cash Card
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Rates and fees
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What you pay
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|---|---|
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Annual Percentage Rate (APR) for Purchases
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15.74%, 20.74% or 25.74% variable APR based on your creditworthiness.
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APR for Balance Transfers
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0% introductory APR for first 12 billing cycles after account opening. After that, 15.74%, 20.74% or 25.74% variable APR based on your creditworthiness.
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Balance Transfer Fee
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$5 or 3% of transfer whichever amount is greater
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Minimum Interest Charge
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$1
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APR for Cash Advances
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25.99% variable APR
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Cash Advance Fee
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$10 or 5% of advance whichever amount is greater
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Annual Fee
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None
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Foreign Transaction Fee
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3% of each transaction in U.S. dollars
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Late Payment
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Up to $40
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Return Payment
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Up to $40
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Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Credit Card.Everyday spending can add up to big rewards
What if you could turn your regular expenses into something fun?
Whether you're eating out, dining in, or shopping, you can earn rewards just for using your card instead of cash.
Say you spend $2,000 a month:
- $500 on dining
- $500 at grocery stores2
- $1,000 on all other eligible purchases*
With three different ways to earn Cash Back, you can earn $420 after 1 year – add the $150 special offer and that's $570!3 That's money in your pocket you can enjoy any way you want.
Start adding up your rewards today.
Note: Rewards are earned as points that can be redeemed for cash back.
TD Bank Visa® Credit Card Benefits
Every TD Bank Credit Card comes with an added layer of protection such as emergency card replacement, roadside assistance and more.
Services with your TD Cash Card
Digital Wallet
Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases
Visa Zero Liability4
Enjoy Visa security on purchases, plus protection against unauthorized charges
Instant credit card replacement
If your card is lost or stolen, get an immediate replacement at a TD Bank
Contactless Payments
Learn more about the convenience and security of contactless payments
Already have a TD Credit Card?
Manage your card, pay your bill, set up alerts, view and redeem rewards, check your credit score and more. Get startedApply for a TD Cash Credit Card
Online
The fastest way to apply
In person
Visit a TD Bank near you to apply
