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Rates and fees for TD Cash Card

Rates and fees for TD Cash Card
Rates and fees
What you pay
Annual Percentage Rate (APR) for Purchases
15.74%, 20.74% or 25.74% variable APR based on your creditworthiness.
APR for Balance Transfers
0% introductory APR for first 12 billing cycles after account opening. After that, 15.74%, 20.74% or 25.74% variable APR based on your creditworthiness.
Balance Transfer Fee
$5 or 3% of transfer whichever amount is greater
Minimum Interest Charge
$1
APR for Cash Advances
25.99% variable APR
Cash Advance Fee
$10 or 5% of advance whichever amount is greater
Annual Fee
None
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Late Payment
Up to $40
Return Payment
Up to $40

Need more information?

Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Cash Credit Card.

Everyday spending can add up to big rewards

What if you could turn your regular expenses into something fun?

Whether you're eating out, dining in, or shopping, you can earn rewards just for using your card instead of cash.

Say you spend $2,000 a month:

  • $500 on dining
  • $500 at grocery stores2
  • $1,000 on all other eligible purchases*

With three different ways to earn Cash Back, you can earn $420 after 1 year – add the $150 special offer and that's $570!3 That's money in your pocket you can enjoy any way you want.

Start adding up your rewards today.

Note: Rewards are earned as points that can be redeemed for cash back.

TD Bank Visa® Credit Card Benefits

Every TD Bank Credit Card comes with an added layer of protection such as emergency card replacement, roadside assistance and more.

Services with your TD Cash Card

Digital Wallet

Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

Visa Zero Liability4

Enjoy Visa security on purchases, plus protection against unauthorized charges

Instant credit card replacement

If your card is lost or stolen, get an immediate replacement at a TD Bank

Contactless Payments

Learn more about the convenience and security of contactless payments

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