Get built-in flexibility with the TD FlexPay Credit Card
Our best balance transfer offer
Get a 0% introductory APR* on balance transfers for the first 18 billing cycles after account opening. After that, 18.24%, 20.24%, 23.24%, 26.24% or 28.24% variable APR based on your creditworthiness
No annual fee*
Late fee forgiveness
We'll automatically refund your first late fee each year. Please note, past due payments may impact your credit score.‡
Visa benefits
Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card1
*Read important Credit Card Terms and Conditions for details about rates, fees, balance transfer rules.If you take advantage of a 0% introductory or promotional Annual Percentage Rate (APR) balance transfer offer and then you use your Account to make new purchases, you can avoid paying interest on those new Purchases if you pay each month by the payment due date the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your Account Statement.
‡Late fee forgiveness does not change your monthly payment requirement. Past due payments will be reported to credit bureaus subject to applicable law and standard practices. This may affect your credit score. For more information, see Terms and Conditions.
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