Get More With Your TD FlexPay Credit Card

Explore all the benefits and features of your TD FlexPay Credit Card.

A card that works with your schedule

Your TD FlexPay Credit Card gives you some breathing room when you need it:

  • Our best balance transfer offer
    Get a 0% introductory APR on balance transfers for the first 18 billing cycles after account opening. After that, 19.24%, 21.24%, 24.24%, 27.24% or 29.24% variable APR based on your creditworthiness*
  • Late fee forgiveness 
    We'll automatically refund your first late fee each year. Please note, past due payments may impact your credit score.
  • No annual fee*

Log in to manage your TD FlexPay Credit Card.

Manage your credit card online or with the TD Bank app

  1. Activate a new credit card and add it to your digital wallet

  2. Check your balance and view transactions 

  3. Use the new Payment Center to pay your bill

  4. Check your credit score (Online Banking only)

  1. Set up balance and transaction alerts 

  2. Choose paperless statements

  3. Add an authorized user

  4. Order a replacement card

Need to enroll in Online Banking? It's easy to do online or in the TD Bank app. Enroll now

TD Bank Visa® Credit Card benefits1

  • Fraud and purchase protection benefits1

    Every TD Credit Card comes with an added layer of protection, such as:

    • Cell phone protection
    • Emergency card replacement
    • ID Navigator Powered by Norton Lifelock
  • Travel, entertainment and lifestyle benefits1

    You'll also get the following:

    •  Roadside Dispatch®
    • Same-day delivery from a variety of stores
    • Discover new music with Sofar Sounds
    • More Visa benefits

Have you checked for special offers?

Log in to Online Banking or the TD Bank app to see if you've qualified for any personalized offers.

Looking for a balance transfer?

Check under Balance Transfer to see if there's an offer or contact TD to initiate a balance transfer request. 

More helpful tools and resources

View the Personal Credit Card Agreement for TD FlexPay Credit Card.

*Read important terms and conditions for details about your account including APRs, fees, and balance transfers. Balance transfer 0% introductory APR for first 18 billing cycles after account opening. After that, 19.24%, 21.24%, 24.24%, 27.24% or 29.24% variable APR based on your creditworthiness. Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement. 

Late fee forgiveness does not change your monthly payment requirement. Past due payments will be reported to credit bureaus subject to applicable law and standard practices. This may affect your credit score. For more information, see Terms and Conditions.

1To learn more about TD Visa Credit Card Benefits please visit

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