Your home, your equity, your choice.

Put your home's equity to work for you with variable rates as low as % (Prime Default Value%)2

Home Equity Lines of Credit and Loans

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Low variable rate with the option to borrow only what you need, up to your credit limit


Variable rates as low as Prime Default Value%2

Default Value% rate discount with TD personal checking account

No minimum draw required

Low fixed rate with predictable payments make it easy to budget


Fixed rate for 120-month term3

Receive one lump sum and know your monthly payment up front

Compare and choose the right home equity option

Learn more in our video about the differences between home equity loans and lines of credit so you can choose the one that's right for you.

Help me choose
Answer a few questions about your borrowing goals to help you select the right loan or line of credit for you.

Compare benefits
Explore the features of home equity loans and lines of credit.

How you can use your equity
Our home equity lending options can help you achieve your financial goals

What to expect
Get smart on the home equity lending process and what you need to apply

Make a loan payment

Pay online

Pay from your TD Bank checking or savings account, or from another financial institution

Pay by phone

Pay using TD Bank’s fast, easy-to-follow automated system and make loan payments free of charge
1-888-751-9000 1-888-751-9000

Transfer money

Transfer your payment from your TD Bank checking or savings account to your TD Bank loan

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