Refer a Friend to TD Bank

How to refer

  • 1

    Download, print and complete the 3 "Referred by" fields in our referral form (PDF)

  • 2

    Give the completed referral form to your friend – you can refer 10 friends each year and earn up to $500

  • 3

    Direct your friend to a nearby TD Bank store where they can bring the referral form to open a personal checking account

If you're a fan of TD Bank, now you can share the love!
By referring a friend, family member, co-worker or neighbor to TD Bank, they'll enjoy live 24/7 Customer Service, more than 1,100 stores, over 2,600 ATMs and safe, secure checkout with contactless debit cards. Plus, you'll both get $50!1

New to TD or sharing with a friend?

Explore our checking account features and services.

  • TD Bank Checking Accounts

    Find an account that meets your needs and your budget with the perks you want including 24/7 live Customer Service and contactless debit cards

  • Maximize your checking perks

    Learn how to make the most of your account with online and mobile banking, bill pay, mobile deposit2 and more

Want help deciding on a checking account?

Our account selector can help you choose the right account for you.

The referring customer must have an existing TD Bank personal checking account. For the referring customer to receive the Refer a Friend bonus, the newly referred personal checking customer must meet all offer criterion as outlined below. By participating in this program, each party may be aware that the other is a TD Bank customer.

1To qualify for the $50 Refer a Friend Bonus, the newly referred customer must open any TD Bank personal checking account at a TD Bank Store and receive a qualifying direct deposit of at least $250 into the new checking account within 60 days of account opening OR complete a minimum of fifteen (15) qualifying TD Bank Visa® Debit Card purchases within 60 days of the account opening date. Qualifying direct deposits include your paycheck, pension, government benefits (such as Social Security), or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250 each. Person-to-Person and bank transfers between your TD Bank and any other accounts you have at other financial institutions or brokerages do not qualify. Qualifying Visa® Debit Card purchase transactions are those made using a TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. ATM withdrawals do not qualify. Net qualifying purchases are determined in the sole discretion of TD Bank and must post to the new account within 60 days of account opening. Referred customer must provide completed Refer a Friend paperwork upon account opening. Referred customer must not have any existing or prior personal checking accounts with TD Bank within the preceding 12 months.
Once the offer criterion is met, the bonus will be credited into the new personal checking account and the referring customer’s personal checking account no later than 95 days from the new account opening date. Accounts must remain open, active, and in good standing in order to receive the bonus. If the checking account is closed by the customer or TD Bank within 6 months after account opening, TD Bank does reserve the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the Bonus. Offer may be withdrawn at any time and is subject to change. Referring customers may receive up to ten (10) Refer a Friend Bonuses ($500 total value) within a calendar year. TD Bank Employees and Canadian cross-border banking customers are not eligible.

2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.