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Refer a friend to TD Bank


If you're a fan of TD Bank, now you can share the love when you refer a friend, family member, coworker or neighbor. TD Checking accounts are designed to make everyday banking better with easy-to-use digital tools and a new TD Bank app. Plus we have longer hours at our locations and thousands of ATMs so you can bank on your schedule. And, when you refer a friend, you'll both get $50!1

How to refer a friend

  • 1

    You can request a personalized code at any TD Bank. Simply ask one of our associates to generate your personal referral code.

  • 2

    Share your personalized code with your referral however you like to connect.

  • 3

    Have your friend visit a nearby TD Bank and present your code when they open their TD Checking account.


How to cash in 

After your friend opens their TD Checking account at a TD Bank, they'll need to have at least $250 in qualifying direct deposits or make 15 qualifying Visa® debit-card purchases within 60 days of opening the account. Then you'll both get $50 credited into your account no later than 95 days from the new account opening date.

What is a qualifying direct deposit?
Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each.

What is a qualifying debit-card purchase?
Qualifying purchases are those made using a TD Visa Debit Card to buy goods and services. ATM withdrawals made do not qualify. Returns and other adjustments may affect qualifying purchases.


New to TD or sharing with a friend?

Explore our checking account features and services.

  • TD Bank Checking Accounts

    Find an account that meets your needs and your budget with the perks you want including 24/7 live Customer Service and contactless debit cards

  • Maximize your checking perks

    Learn how to make the most of your account with online and mobile banking, bill pay, mobile deposit2 and more


1After both the referring and referred clients have completed the requirements outlined below, the bonus will be credited into the new personal checking account of the referred client, as well as into the referring client's existing personal checking account no later than 95 days from the new account opening date. To receive the bonus, the accounts must not be closed or restricted at the time of payout. If the checking account is closed by you or TD within 6 months after account opening, and the bonus has been paid, TD reserves the right to deduct the bonus amount at closing. By participating in this program, both the referring client and newly referred client may be aware that the other is a TD client.
You are not eligible for a Share the Green Bonus if you use your own unique referral code to open an account. TD Employees and non-US residents are not eligible.
The primary owners of the new personal checking account and the referring client's personal checking account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD may issue the primary owners of the new personal checking account and the referring client's personal checking account an IRS Form 1099 or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change.

Additional Requirements for Referring Client:
The referring client must have an existing TD personal checking account and must be enrolled in Online Banking in order to receive their unique Share the Green offer code that they may choose to share with friends. Referring client can receive a $50 bonus for each friend they refer that opens an account using their unique Share the Green code, and who qualifies as outlined within. Referral bonuses are paid out according to each client's unique Share the Green offer code.
Referring clients may receive up to ten (10) Share the Green Bonuses ($500 total value) within a calendar year. By referring a friend, you agree to the program terms & conditions, and confirm you have obtained each recipient’s consent to receive a referral code.

Additional Requirements for Referred Client:
Qualifying newly referred clients do not include clients that have an existing TD personal checking account OR had a previous personal checking account that was closed within the preceding 12 months OR have received a Share the Green bonus at any time as a referred client for opening a new account. To qualify for the $50 Share the Green Bonus, the newly referred client must: 1) provide their friend’s unique Share the Green offer code upon account opening; and 2) open a TD personal checking account at a TD Store and 3) receive a qualifying direct deposit of at least $250 into the new checking account within 60 days of account opening OR complete a minimum of fifteen (15) qualifying TD Visa® Debit Card purchases within 60 days of account opening. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person- to-Person and bank transfers between your TD accounts and any other accounts you have at other financial institutions or brokerages are not considered a direct deposit. Qualifying Visa® Debit Card purchases are those made using a TD Visa® Debit Card to buy goods and services. Withdrawals made at the ATM do not qualify. Returns and other adjustments may affect qualifying purchases. Qualifying purchases are determined in the sole discretion of TD and must post to the new account within 60 calendar days of account opening.

2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

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