Earn $200 with a new TD personal savings account1

Open a personal savings account online, deposit at least $20,000 and you're ready to earn.1

Open a new TD personal savings account online, deposit $20,000 or more in new money within 20 days, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met.1

Offer ends October 31, 2022

New TD personal savings customers

$200 bonus with TD Signature Savings1

Earn $200, plus earn a relationship bump rate  when you link an eligible TD account.2 Pay no ATM fees when you maintain a minimum daily balance.3 Free perks like incoming wires, official bank checks, money orders and more.


Offer ends October 31, 2022

New TD personal savings customers

$200 bonus with TD Simple Savings1

Earn $200 and get all the features of our most popular savings account.


Pick the savings account that's right for you.

TD Signature Savings

TD Simple Savings

Limited Time Offer1

Earn $200 when you deposit $20,000 or more in new money within 20 days, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met.
Earn $200 when you deposit $20,000 or more in new money within 20 days, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met.

Monthly Maintenance Fee

  • $0 when you maintain a $10,000 minimum daily balance.
  • $0 when you link your savings account to a TD Beyond Checking account.
  • Or $15.
  • $0 when you maintain a $300 minimum daily balance.
  • $0 when you link your savings account to a TD Beyond Checking account.
  • $0 if you're under 24 and link your savings account to a TD Convenience CheckingSM account.4
  • $0 if you make recurring $25+ transfers from your linked TD Bank checking account.5
  • $0 if you're under 18 or older than 62.
  • Or $5.
Account features
Relationship bump rate 
Earn a relationship bump rate when you link an eligible TD account,2 and get account perks at no cost.

Competitive tiered rates
As your balance grows, so does your interest rate—helping you earn more as you save.
See tiered interest rates.
Free automatic transfers
Kick-start your savings with transfers from other accounts.

Earn interest
Grow your savings by earning interest to help you reach your goals.
See interest rates.
ATM Fees
TD Bank will never charge you a fee at TD or non-TD ATMs.

Other banks' ATM fees reimbursed with a minimum daily balance of $2,500.3
Pay no fees at TD ATMs.
Free with this account
  • TD Bank app featuring Mobile Deposit6
  • Money orders, official bank checks, stop payments and incoming wires
  • Paper statements with check images
  • TD Bank app featuring Mobile Deposit6
  • Additional perks if you're ages 17–23


Get more out of your savings account.

 Here are just a few of the perks that come with every TD Bank savings account.

  • Online & Mobile Banking

    Get 24/7 access to all your TD accounts, plus Online Statements.

  • Live Customer Service, 24/7

    Call 1-888-751-9000 to talk to a real person any time of day, any day of the week.

  • Overdraft protection

    Any TD savings account can be set up to protect a TD checking account from overdrafts7

New Disclosure details effective 8/5 

Offer valid August 5, 2022 through October 31, 2022 and is available only when opening through a qualifying website and who qualify as outlined below.

1You will not qualify for the Savings Bonus if you are an existing TD Bank savings or money market Customer OR had a previous savings or money market account that was closed within the preceding 12 months OR have received a prior savings or money market account bonus at any time. To receive the $200 Savings bonus, you must: 1) Open a TD Signature Savings or TD Simple Savings account (CDs, IRAs and Money Markets products are not eligible for the offer); AND 2) Deposit at least $20,000 in new (not already held in any personal TD checking or TD savings account) money within 20 days of account opening; AND 3) Maintain a balance of at least $20,000 for 90 additional days from the date you met the funding requirement.

After you have completed the requirements outlined above, we'll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.

Eligibility may be limited based on account ownership. The primary owner of the new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.

In the event any of the above-mentioned savings account are no longer for sale, offer is transferable to an equal tier account.

Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.

2TD Signature Savings: eligible accounts include TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. See the Personal Deposit Account Agreement for more details

3For TD Signature Savings accounts, TD ATM fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when the minimum daily balance in the TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

4We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

5For the first 12 months, waived each month you have a linked eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account. See the Personal Deposit Account Agreement for more details

6 TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

7 Please refer to TD Bank Overdraft Protection and Services for information on Savings Overdraft Protection.

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