Canada
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TD Simple Savings
Great for building your savings or if you have a young saver in the family
- $300 minimum Daily balance to waive $5 monthly maintenance fee
- No fee for first year With recurring transfer of $251
- 18 or younger? Enjoy a waived monthly maintenance fee
What you get
An everyday savings account with a low monthly fee that can be waived for the first 12 months1 and is always waived with a $300 minimum daily balance.
- Build up to the $300 minimum daily balance
No monthly maintenance fee for the first 12 months each month you have a linked, eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account1 - Free automatic transfers
Kick-start your savings with transfers from other accounts - Earn interest
Your savings earn interest to help you toward your goals
- Low balance required
$5 monthly maintenance fee waived with a minimum daily balance of $300 - Save on fees
Get a $1 discount on the monthly maintenance fee when you choose Online Statements only - Free for young and senior savers
No monthly maintenance fee and no minimum daily balance requirements if you're under 18 or over 62
Standard Rate
Build your savings with interest.
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Current APY*
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What you pay
Monthly Maintenance Fee |
$5 or $4 when you choose Online Statements only |
$300 or $0 if you are under 18 or over 62 |
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Earns Interest |
Yes |
ATM Fees |
None at TD ATMs |
Checks |
N/A |
Online Statements |
Free |
Paper Statements |
Free |
Minimum Opening Deposit |
$0 |
Overdraft Protection |
This account can be set up to protect a TD Checking account2 |
Free with this Account |
TD Bank Mobile Deposit3 |
Additional Benefits |
Fee waived for first 12 months with recurring $25 transfers1 |
You're never too young to save – see how to start
TD Simple Savings can help get you started:
- If you're under 18
The monthly maintenance fee is always waived - If you’re a full-time student ages 17 through 23
Link a TD Simple Savings account to your TD Convenience CheckingSM account and we'll waive the monthly maintenance fee for TD Simple Savings4
Get the most from your new account
TD Convenience CheckingSM
Get great features with a low minimum daily balance requirement
TD Connect Card
Decide where, when and how much you want to spend, load the card and go
Open account
Online
The fastest way to open an account
In person
Visit a TD Bank near you to set up your account
Minimum daily balance to waive monthly maintenance fee