TD Bank Personal Loans
Why choose a personal loan?
Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.
Consolidate credit card debt
Simplify your monthly bills by consolidating your high interest debt
Renovate your home
Upgrade your living space without using your home as collateral
Purchase or repair a vehicle
Shop for the best loan rate and purchase or fix your car anywhere
Take a vacation
Finance your entire trip or use it for spending money
Fund your wedding
Spread the cost of your big day over months or years
Cover medical expenses
Cover unexpected bills or planned treatments
What you get with a TD Fit Loan
- Explore your options with no impact to your credit
Provide your info to get your personalized loan options—with no commitment or impact to your credit. Like what you see? Apply right away
- Fixed interest rate and loan terms
Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000, with terms from 36 to 60 months1
- Fast funds with no application or origination fees
There are no application or origination fees, and if you're approved, you'll get your funds in as little as one business day1
- No prepayment penalties
Pay your loan off early with no prepayment fee or penalty
- 24/7 online account management
Pay your bill, manage your loan and more online, anytime
See your rates and apply in 3 easy steps
- Gather your info
In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.
- See your options—with no impact to your credit
Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.
- Select an option and continue to apply
If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.
Ready to get started?
Get your personalized loan options
Check your options with no impact to your credit score. Like what you see? Choose one and continue to apply. You can also log back in if you've already started an application.
Talk with a TD Fit Specialist
One of our TD Fit team members can answer your questions and help you apply.
Mon–Fri, 9:00 AM–5:00 PM ET
Sat, 10:00 AM–5:00 PM ET
Sun, 10:00 AM–2:00 PM ET