TD Bank Personal Loans

Personal loans at TD Bank are unsecured installment loans with fixed interest rates that can be used for many major life events. With no collateral required, our TD Fit Loan can offer you an alternative to credit cards or other forms of secured financing that requires collateral.

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Provide your info to get a personalized rate quote

See your rates with no impact to your credit score or log back in if you've already started an application.

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Questions? Call us at 1-877-300-4020

Why choose a personal loan?

Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.

Consolidate credit card debt

Simplify your monthly bills by consolidating your high interest debt

Renovate your home

Upgrade your living space without using your home as collateral

Purchase or repair a vehicle

Shop for the best loan rate and purchase or fix your car anywhere

Take a vacation

Finance your entire trip or use it for spending money

Fund your wedding

Spread the cost of your big day over months or years

Cover medical expenses

Cover unexpected bills or planned treatments

What you get with a TD Fit Loan

  • Explore your options with no impact to your credit
    Provide your info to get your personalized loan options—with no commitment or impact to your credit. Like what you see? Apply right away
  • Fixed interest rate and loan terms
    Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000, with terms from 36 to 60 months1
  • Fast funds with no application or origination fees
    There are no application or origination fees, and if you're approved, you'll get your funds in as little as one business day1
  • No prepayment penalties
    Pay your loan off early with no prepayment fee or penalty
  • 24/7 online account management
    Pay your bill, manage your loan and more online, anytime

See your rates and apply in 3 easy steps

Gather your info
In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.
See your options—with no impact to your credit
Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.
Select an option and continue to apply
If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.

Ready to get started?

Get your personalized loan options

Check your options with no impact to your credit score. Like what you see? Choose one and continue to apply. You can also log back in if you've already started an application.
Check your options

Talk with a TD Fit Specialist

One of our TD Fit team members can answer your questions and help you apply.


Mon–Fri, 9:00 AM–5:00 PM ET
Sat, 10:00 AM–5:00 PM ET
Sun, 10:00 AM–2:00 PM ET
1-877-300-4020 1-877-300-4020

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