What you get

Enjoy competitive interest rates, a wide variety of terms, and rates that increase with your balance.

  • Tiered interest rates
    Earn more with a higher balance
  • Competitive, guaranteed interest rates
    A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term
  • A wide variety of terms
    Choose the term that fits your savings goal – check out our featured 12-month and 5-year CDs
  • A rate bump for TD Checking customers
    Receive a rate bump when you have an eligible TD Bank Checking account2
  • Automatic renewal
    Convenient automatic renewal
  • Low minimum deposit to open
    Deposit at least $250 to open and maintain the account

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Interest rates when you also have an eligible TD Checking account
CD Balance
Current APY*
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Tiered Rates

Choose from a variety of terms, with higher rates for higher balances.
Interest rates that increase with higher balances
CD Balance
Current APY*
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What you pay

Monthly Maintenance Fee
None
Earns Interest
Yes, tiered interest rates
Minimum Opening Deposit
$250
Free with this Account
N/A
Additional Benefits
Rate bump available2, auto renew

Get the most from your new account

TD Beyond Checking

Earn interest and get reimbursed for fees like ATM transactions and overdrafts3, 4

TD Bank Credit Cards

Choose the card with the rewards you want, like Cash Back for everyday purchases

CDs 101

Learn how to save for your future – and earn more on your savings


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