What you get

Enjoy competitive interest rates, a wide variety of terms, and rates that increase with your balance.

  • Tiered interest rates
    Earn more with a higher balance
  • Competitive, guaranteed interest rates
    A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term
  • A wide variety of terms
    Choose the term that fits your savings goal – check out our featured 12-month and 5-year CDs
  • A relationship bump rate for TD Checking customers
    Receive a relationship bump rate when you have an eligible TD Bank Checking account2
  • Automatic renewal
    Convenient automatic renewal
  • Low minimum deposit to open
    Deposit at least $250 to open and maintain the account

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Interest rates when you also have an eligible TD Checking account
CD Balance
Current APY*

Standard Rate

Choose from a variety of terms, with higher rates for higher balances.
Interest rates that increase with higher balances
CD Balance
Current APY*

What you pay

Monthly Maintenance Fee
Earns Interest
Yes, tiered interest rates
Minimum Opening Deposit
Free with this Account
Additional Benefits
Relationship bump rate available2, auto renew

Get the most from your new account

TD Beyond Checking

Earn interest and get reimbursed for fees like ATM transactions and overdrafts3, 4

TD Bank Credit Cards

Choose the card with the rewards you want, like Cash Back for everyday purchases

CDs 101

Learn how to save for your future – and earn more on your savings

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