Compare TD Savings Accounts

Secure

Open account

Secure

Open account

Best for you if

You want a savings account with a low monthly fee that can be waived1, plus other perks to help you reach your savings goals 

You want a savings account that rewards your higher balance with tiered interest rates and lots of account perks at no cost 

Minimum Opening Deposit

$0

$0

Monthly Maintenance Fee

$5

$15

Ways to Waive Monthly Maintenance Fee

  • ·Maintain a $300 minimum daily balance or
  • Complete a monthly recurring transfer of $25 or more from an eligible and linked TD Bank Checking account for the first year1 or
  •  If you are age 18 or younger, or 62 or older or
  • If you're under 24, link your savings account to a TD Convenience CheckingSM account2
  • Maintain a $10,000 minimum daily balance or
  •  Link an eligible TD Checking account1 or
  • Open as an IRA

Earns Interest

Standard interest rates

Tiered interest rates and relationship bump rate available2

ATM Fees

Free at TD ATMs

TD Bank will never charge you a fee at TD or non-TD ATMs.
Other banks' ATM fees reimbursed with a minimum daily balance of $2,500.3

Checks

N/A

N/A

Online Statements

Free

Free

Paper Statements

Free

Free

Savings Overdraft Protection 

This account can be set up to protect a TD Checking account3

This account can be set up to protect a TD Checking account4

Free With This Account

TD Bank Mobile Deposit4

Incoming wire transfers, money orders, stop payments, official checks, TD Bank Mobile Deposit5


View the TD Savings Account Guides.

TD Simple Savings

View the TD Simple Savings Account Guide.

1For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account Agreement for more details.

2Monthly Maintenance Fee is waived for primary account holders ages 17 through 23. Upon the account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the $100 minimum daily balance is maintained for Convenience Checking and the $300 minimum daily balance is maintained for Simple Savings.

3If your linked account doesn’t have sufficient funds to cover your overdraft, a $35 overdraft fee may apply for each returned or paid transaction (up to 3 fees per day per account).

4TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

TD Signature Savings

View the TD Signature Savings Account Guide.

1Eligible accounts include: TD Beyond Checking and Relationship Checking.

2Eligible accounts include: TD Bank Personal Mortgage, Home Equity or Credit Card OR an active Personal or Small Business Checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an Active Personal or Small Business Checking account WITH a direct deposit each calendar month.

3Non-TD ATMs: For Beyond Checking and TD Signature Savings accounts, TD fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when the minimum daily balance in the TD Beyond Checking account OR TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

4If your linked account doesn’t have sufficient funds to cover your overdraft, a $35 overdraft fee may apply for each returned or paid transaction (up to 3 fees per day per account).

5TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

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