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Compare TD Savings Accounts

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Compare TD Bank Checking Accounts

Open account

Open account

Best for you if

Best for you if

You want a savings account that rewards your higher balance with tiered interest rates and lots of account perks at no cost

You want a savings account with a low monthly fee that can be waived, plus other perks to help you reach your savings goals

Monthly Maintenance Fee

Monthly Maintenance Fee

$15

$5

Ways to Waive Monthly Maintenance Fee

Ways to Waive Monthly Maintenance Fee

Maintain a minimum daily balance of $10,000 or

Link to an eligible TD Beyond or TD Complete checking account

Maintain a minimum daily balance of $300 or

Link to an eligible TD Beyond or TD Complete checking account or

If the primary account holder is age 18 or under, or 62 or older1

Earn interest and make your money work for you

Earn interest and make your money work for you

Tiered interest rates and rate bump when you link an eligible TD account2

Standard interest rates

ATM fees

ATM fees

No TD ATM Fees

Non-TD ATM fees waived and ATM fees reimbursed with $2,500 minimum daily balance3

No TD ATM Fees

Savings Overdraft Protection

Savings Overdraft Protection

This account can be set up to protect a TD Checking account4

This account can be set up to protect a TD Checking account4

Free with your account

Free with your account

Incoming wire transfers, money orders, stop payments, official bank checks, TD Bank Mobile Deposit5

TD Bank Mobile Deposit5

Online Statements

Online Statements

Free

Free

Paper Statements

Paper Statements

Free

Free

Minimum opening deposit

Minimum opening deposit

$0

$0


View the TD Savings Account Guides.

1Monthly Maintenance Fee is waived for primary account holders ages 18 or younger and 62 or older. Upon the account holder's 19th birthday, the account will be subject to the monthly maintenance fee unless an eligible TD Beyond or TD Complete checking account is linked, or the $300 minimum daily balance within a statement cycle is maintained.

2TD Signature Savings: Enjoy a rate bump when you link an eligible account, which includes a TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. See the Personal Deposit Account Agreement for more details.

3For TD Signature Savings accounts, TD fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when the minimum daily balance in the TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

4If your linked account doesn’t have sufficient funds to cover your overdraft, a $35 overdraft fee may apply for each paid transaction (up to 3 fees per day per account).

5TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

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