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Home / Certificate of Deposits / TD Step Rate CDs
What you get
Benefit from guaranteed returns as the interest rate on your CD increases every year. You'll also have the option to make one penalty-free withdrawal at each anniversary.1
- Guaranteed interest rates that increase every year
A TD Step Rate CD may be a good choice if you want the confidence that your interest rate is guaranteed to increase every year - Make penalty-free withdrawals
At each anniversary1, option to make a full or partial withdrawal within 10 calendar days of anniversary date with no penalty
- Choose the term that's right for you
Select a 3- or 5-year term, each with a low $250 minimum deposit to open and maintain the account - Automatic renewal
Convenient automatic renewal
Standard Rates
Build your savings with interest rates that increase every year.
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Year |
Interest Rate |
---|---|
What you pay
Monthly Maintenance Fee |
None |
---|---|
Earns Interest |
Yes |
Minimum Opening Deposit |
$250 |
Free with this Account |
Make one penalty-free withdrawal at each anniversary1 |
Additional Benefits |
Yearly rate increases, auto renew |