What you get with your checking account

If you're 60 or older, get the checking account that earns interest with a low minimum balance to waive the monthly fee.

  1. Easily waived fees
    Maintain a $250 minimum daily balance to waive the $10 monthly maintenance fee

  2. Rate discounts
    Get a 0.25% discount on TD Bank Home Equity Loans

  3. Free everyday account benefits
    Money orders, official bank checks and paper statements

  4. Earn interest
    Put your account balance to work for you

  1. Contactless debit cards
    Just tap to pay and be on your way with contactless debit cards. Plus, we've got your back with 24/7 fraud alerts. Lost your card? Stop by a TD Bank near you and get a new instant-issue debit card on the spot

  2. Easy, 24/7 access to accounts
    Online Banking with Bill Pay, Online Statements, Send Money with Zelle®2 and TD Bank Mobile Deposit.3 Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service

  3. Free standard checks
    Pay no fees on standard check orders

What you pay


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Standard Rate

Earn interest on your account balance with no minimum balance requirement.

Standard APY*

Daily minimum balance



Get the most from your new checking account

Open account

View the TD 60 Plus Checking Account Guide.

*Annual Percentage Yield (APY) is accurate as of and subject to change after the account is opened. Fees may reduce earnings on the account.

1Loans subject to credit approval. A TD Bank personal checking account is required to be eligible for this 0.25% HELOC rate discount. This relationship discount may be terminated and the interest rate on your Home Equity Line of Credit account may increase by 0.25% upon closure of your qualifying checking account. For a Home Equity Loan, rate discount requires automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

2Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

TD Bank received the highest score in Florida in the J.D. Power 2016 and 2018 U.S. Retail Banking Satisfaction Studies of customers’ satisfaction with their own retail bank. Visit jdpower.com

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