What you get with your checking account

If you're 60 or older, get the checking account that earns interest with a low minimum balance to waive the monthly fee.
  • Easily waived fees
    Maintain a $250 minimum daily balance to waive the $10 monthly maintenance fee
  • Rate discounts
    Get a 0.25% discount on TD Bank Home Equity Loans and Personal Loans1
  • Free everyday account benefits
    Money orders, official bank checks and paper statements
  • Earn interest
    Put your account balance to work for you

What you pay

Monthly Maintenance Fee
Earns Interest
ATM Fees
None at TD ATMs
Free standard checks or discounts on select styles
Online Statements
Paper Statements
Minimum Opening Deposit
Overdraft Protection
Savings Overdraft Protection available4
Free with this Account
Money orders, official bank checks
Additional Benefits
Home equity and personal loan rate discounts1

Minimum daily balance to waive monthly maintenance fee

You are viewing info for {{change_region_city}}, {{change_region_state}}. Change location? You are viewing info as a Canadian resident. Change location?

Standard Rate

Earn interest on your account balance with no minimum balance requirement.
Interest rates with no minimum balance requirement
Standard APY*
Daily minimum balance


Get the most from your new checking account

TD Bank Contactless Debit Card

Pay safely with a tap—your contactless debit card comes with 24/7 fraud monitoring


Build your savings on your terms with CDs that fit your goals

TD Home Equity Line of Credit

Turn your home's equity into spending power – plus get a 0.25% rate discount1

back to top