What you get

If you're 60 or older, get the checking account that earns interest with a low minimum balance to waive the monthly fee.
  • Easily waived fees
    Maintain a $250 minimum daily balance to waive the $10 monthly maintenance fee
  • Rate discounts
    Get a 0.25% discount on TD Bank Home Equity and Personal Loans1
  • Free everyday account benefits
    Money orders, official bank checks and paper statements
  • Earn interest
    Put your account balance to work for you
  • Easy, 24/7 access to accounts
    Online Banking with Free Bill Pay, Online Statements and TD Bank Mobile Deposit2, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
  • Free standard checks
    Pay no fees on standard check orders

What you pay

Monthly Maintenance Fee
$10
$250
Earns Interest
Yes
ATM Fees
None at TD ATMs
Checks
Free standard checks or discounts on select styles
Online Statements
Free
Paper Statements
Free
Minimum Opening Deposit
$0
Overdraft Protection
Savings Overdraft Protection available3
Free with this Account
Money orders, official bank checks
Additional Benefits
Home equity and personal loan rate discounts1

Minimum daily balance to waive monthly maintenance fee

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Standard Rate

Earn interest on your account balance with no minimum balance requirement.
Interest rates with no minimum balance requirement
Standard APY*
Daily minimum balance
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Get the most from your new account

TD Bank Debit Card

Shop and bank with your free TD Bank Visa® Debit Card – secure and convenient

CDs

Build your savings on your terms with CDs that fit your goals

TD Home Equity Line of Credit

Turn your home's equity into spending power – plus get a 0.25% rate discount1


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