What you get with your checking account

Get the checking account with a low minimum balance to waive the monthly fee, plus convenient features like instant-issue debit cards and TD Bank Mobile Deposit.1

  1. Easily waived monthly maintenance fees
    Maintain $100 minimum daily balance

  2. Instant-issue card replacement
    Lost or worn card? No problem. Stop by a TD Bank near you and get a new card on the spot

  3. Easy, 24/7 access to accounts
    Online Banking with Bill PayOnline StatementsSend Money With Zelle®3 and TD Bank Mobile Deposit,1 Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service

  1. Fast and secure payments
    Your contactless debit card's backed by the Zero Liability4 guarantee and 24/7 fraud monitoring

  2. Rate discounts
    Get a 0.25% discount on TD Bank Home Equity Loans

What you pay

Get the most from your new checking account

More checking account perks for students

TD Convenience Checking is even better if you're a student or young adult ages 17 through 232:

  • No minimum balance requirement
  • No monthly maintenance fee
  • Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 246

Learn more about our Student Banking Services.

Open account

View the TD Convenience CheckingSM Account Guide.

1TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holders 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

3Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

5Loans subject to credit approval. A TD Bank personal checking account is required to be eligible for this 0.25% HELOC rate discount. This relationship discount may be terminated and the interest rate on your Home Equity Line of Credit account may increase by 0.25% upon closure of your qualifying checking account. For a Home Equity Loan, rate discount requires automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

6We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically beging to assess the monthly maintenance fee as the primary account holder's 24th birthday.

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