What you get

Get the checking account with a low minimum balance to waive the monthly fee, plus convenient features like instant issue debit card and TD Bank Mobile Deposit.1
  • New customers can earn $150*
    Open a TD Convenience CheckingSM account from this page, receive direct deposits of $500 or more within 60 days of opening your account, and earn $150*
  • Easily waived fees
    Maintain $100 minimum daily balance to waive $15 monthly maintenance fee
  • Instant issue card replacement
    Lost or worn card? No problem. Stop by a TD Bank near you and get a new card on the spot
  • Easy, 24/7 access to accounts
    Online Banking with Bill Pay, and Online Statements and TD Bank Mobile Deposit,1 with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
  • Rate discounts
    Get a 0.25% discount on TD Bank Home Equity and Personal Loans3

What you pay

Monthly Maintenance Fee
$15
No Monthly Maintenance Fee When You
1) Maintain a $100 minimum daily balance OR
2) If the Primary account holder is age 17 through 23
Earns Interest
No
ATM Fees
None at TD ATMs
Checks
Discount on first order of select styles
Online Statements
Free
Paper Statements
$1 monthly fee
Minimum Opening Deposit
$0
Overdraft Protection
Savings Overdraft Protection available4
Free with this Account
TD Bank Mobile Deposit1
Additional Benefits
Home equity and personal loan rate discounts3

Get the most from your new account

Debit Card

Shop and bank with your free TD Bank Visa® Debit Card – secure and convenient

TD Simple Savings

Build your savings today with this easy everyday account for all ages

Fully loaded checking

Our checking accounts come loaded with perks like Send Money with Zelle®5, an instant-issue debit card, and rate discounts on personal or home equity loans3

More checking perks for students

TD Convenience Checking is even better if you're a student or young adult ages 17 through 23:2

  • No minimum balance requirement
  • No monthly maintenance fee
  • Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 246
  • Fees waived on Savings Overdraft Protection transfers4

Learn more about our Student Banking Services.


Minimum daily balance to waive monthly maintenance fee

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