TD Bank Savings & Money Market Accounts

Choose from three great savings accounts that can help you reach your savings goal faster. Plus, if you select a TD Beyond Savings or TD Growth Money Market account—and have another eligible linked TD account—you'll earn a relationship bump rate¹.

If you link other eligible TD accounts—such as checking, credit cards, etc.—you'll earn a relationship bump rate. It's our way of saying thanks for being a great Customer.¹

Reach your savings goals sooner when you open an account today.

TD Beyond Savings

Earn more with a higher balance and linked account.¹

Earn a relationship bump rate when you link an eligible TD account¹ and get account perks at no cost.

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TD Growth Money Market

Get rewarded for growing your savings each month.

Earn a relationship bump rate when you link an eligible TD account.¹

View account details

TD Simple Savings

Start building your savings at any age.

4 easy ways to waive the $5 monthly maintenance fee.

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Compare accounts

Compare savings rates side by side

Compare features of all savings accounts.
	TD Beyond Savings	TD Growth Money Market	TD Simple Savings
Minimum Daily Balance (maintain to waive monthly maintenance fee) Account Features	Keep a $20,000 minimum daily balance. Competitive tiered rates As your balance grows, so does your interest rate—helping you to earn more as you save. Relationship bump rate Earn a relationship bump rate when you link an eligible TD account¹ and get account perks at no cost. Free services Incoming wire transfers, official bank checks, money orders and stop payments are free Free ATMs anywhere you go. Visit a non-TD ATM, and we'll reimburse the other bank's charges⁵	Keep a $2,000 minimum daily balance. Relationship bump rate Earn a relationship bump rate when you make a recurring transfer from a linked TD Bank Checking account, and grow your savings by at least $50 in a month¹ Online Bill Pay Enjoy the convenience of Bill Pay and write up to 6 checks a Month³	Keep a $300 minimum daily balance. Free automatic transfers Kick-start your savings with transfers from other accounts Earn interest Grow your savings by earning interest to help you reach your goals
Other ways to waive the monthly maintenance fee Minimum Daily Balance (maintain to waive monthly maintenance fee)	Link your savings account to a TD Beyond Checking account. Keep a $20,000 minimum daily balance.	Link your savings account to a TD Beyond Checking account. Waived automatically if you're 62 or older without a linked checking account. Keep a $2,000 minimum daily balance.	Link your savings account to a TD Beyond Checking account If you're under 24, link your savings account to a TD Convenience Checking^SM account³ Waived automatically if you're 18 or under/62 or older. Make recurring $25+ transfers from your linked TD Bank checking account⁴ Keep a $300 minimum daily balance.
Account Features Other ways to waive the monthly maintenance fee	Competitive tiered rates As your balance grows, so does your interest rate—helping you to earn more as you save. Relationship bump rate Earn a relationship bump rate when you link an eligible TD account¹ and get account perks at no cost. Free services Incoming wire transfers, official bank checks, money orders and stop payments are free Free ATMs anywhere you go. Visit a non-TD ATM, and we'll reimburse the other bank's charges⁵ Link your savings account to a TD Beyond Checking account.	Relationship bump rate Earn a relationship bump rate when you make a recurring transfer from a linked TD Bank Checking account, and grow your savings by at least $50 in a month¹ Online Bill Pay Enjoy the convenience of Bill Pay and write up to 6 checks a Month³ Link your savings account to a TD Beyond Checking account. Waived automatically if you're 62 or older without a linked checking account.	Free automatic transfers Kick-start your savings with transfers from other accounts Earn interest Grow your savings by earning interest to help you reach your goals Link your savings account to a TD Beyond Checking account If you're under 24, link your savings account to a TD Convenience Checking^SM account³ Waived automatically if you're 18 or under/62 or older. Make recurring $25+ transfers from your linked TD Bank checking account⁴

Interest Rates for TD Beyond Savings

Earn a relationship bump rate when you link an eligible TD account¹.

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Bump Rate APY²

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Standard APY²

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Rates and terms for TD Beyond Savings
	Bump Rate APY²	Standard APY²

Interest Rates for TD Growth Money Market

Earn a relationship bump rate when you make a recurring transfer from a linked TD Bank Checking account, and grow your savings by at least $50 in a month¹

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Bump Rate APY²

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Standard APY²

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Rates and terms for TD Growth Money Market
	Bump Rate APY²	Standard APY²

Interest rates for TD Simple Savings

Rates and terms TD Simple Savings
Simple Savings: Standard APY² for all tiers
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Your savings account comes with more than just a great rate.

Mobile Banking

Bank anytime, anywhere—right from your phone.

Live Customer Service, 24/7

Call 1-888-751-90001-888-751-9000 and talk to a real person day or night.

Still deciding on a savings account?

Use the account selector to help you discover which savings account is right for you.

Important Disclosures

¹TD Beyond Savings: eligible accounts include TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. TD Growth Money Market: must be linked to an eligible, personal TD Bank checking account, have a qualifying transfer into account and have an increase in the closing balance by at least $50 from previous statement period. See the Personal Deposit Account Agreement for more details.

²Annual Percentage Yield (APY) is accurate as of Mar 11, 2020 and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

³One TD Simple Savings monthly maintenance fee waiver placed upon Customer request and expires upon primary Customer's 24th birthday.

⁴For the first 12 months, waived each month you have a linked eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account. See the Personal Deposit Account Agreement for more details.

⁵TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

For written correspondence,please contact us at:

TD Bank, Attention: Marketing
P.O. Box 9540
Portland, ME 04112-9540

³One TD Simple Savings monthly maintenance fee waiver placed upon Customer request and expires upon primary Customer's 24th birthday.

For written correspondence,please contact us at:

TD Bank, Attention: Marketing
P.O. Box 9540
Portland, ME 04112-9540

Banking and Investing

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TD Bank Savings & Money Market Accounts

Reach your savings goals sooner when you open an account today.

TD Simple Savings

TD Growth Money Market

TD Beyond Savings

Earn more with a higher balance and linked account.1

Get rewarded for growing your savings each month.

Start building your savings at any age.

Compare accounts

Minimum Daily Balance (maintain to waive monthly maintenance fee)Account Features

Other ways to waive the monthly maintenance feeMinimum Daily Balance (maintain to waive monthly maintenance fee)

Account FeaturesOther ways to waive the monthly maintenance fee

Minimum Daily Balance (maintain to waive monthly maintenance fee)Account Features

Other ways to waive the monthly maintenance feeMinimum Daily Balance (maintain to waive monthly maintenance fee)

Account FeaturesOther ways to waive the monthly maintenance fee

Minimum Daily Balance (maintain to waive monthly maintenance fee)Account Features

Other ways to waive the monthly maintenance feeMinimum Daily Balance (maintain to waive monthly maintenance fee)

Account FeaturesOther ways to waive the monthly maintenance fee

Your savings account comes with more than just a great rate.

Mobile Banking

Live Customer Service, 24/7

Still deciding on a savings account?

Site Index

Earn more with a higher balance and linked account.¹

Minimum Daily Balance
(maintain to waive monthly maintenance fee)
Account Features

Other ways to waive the monthly maintenance fee
Minimum Daily Balance
(maintain to waive monthly maintenance fee)

Account Features
Other ways to waive the monthly maintenance fee

Minimum Daily Balance
(maintain to waive monthly maintenance fee)
Account Features

Other ways to waive the monthly maintenance fee
Minimum Daily Balance
(maintain to waive monthly maintenance fee)

Account Features
Other ways to waive the monthly maintenance fee

Minimum Daily Balance
(maintain to waive monthly maintenance fee)
Account Features

Other ways to waive the monthly maintenance fee
Minimum Daily Balance
(maintain to waive monthly maintenance fee)

Account Features
Other ways to waive the monthly maintenance fee