What you get

Get the savings account that lets you write checks2 and earn tiered interest, plus get a rate bump when you set up a recurring transfer and grow your savings by $50 a month.1
  • Tiered rates
    As your balance grows, so does your interest rate – helping you to earn more as you save more
  • Rate bump
    Get a rate bump when you make a recurring transfer from a linked TD Bank Checking account and grow your savings by at least $50 in a month1
  • Save on fees
    Waive the $12 monthly maintenance fee with a minimum daily balance of $2,000 or if you are age 62 or over, plus get a $1 discount on the fee when you choose Online Statements only
  • Online Bill Pay
    Enjoy the convenience of Bill Pay and write up to 6 checks a month2

With Rate Bump

Earn more when you have a recurring transfer and grow your savings by $50 a month.1

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Interest rates when you set up a recurring transfer to grow your savings every month
Current APY*
Required Minimum Daily Balance To Earn APY*
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Standard Rate

With tiered rates, you earn more interest with a higher balance.
Interest rates that increase with higher balances
Current APY*
Required Minimum Daily Balance To Earn APY*
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What you pay

Monthly Maintenance Fee
$12 or $11 when you select Online Statements only
Daily Balance to Waive Fee
$2,000 or $0 if you are over 62
Earns Interest
Yes, tiered interest rates
ATM Fees
None at TD ATMs
Checks
Up to 6 checks per month2
Online Statements
Free
Paper Statements
Free
Minimum Opening Deposit
$0
Overdraft Protection
This account can be set up to protect a TD Checking account3
Free with this Account
TD Bank Mobile Deposit4, Bill Pay2
Additional Benefits
Rate bump when you grow your savings $50 per month1

Get the most from your new account

TD Checking accounts

Choose the account that meets your banking needs and includes the perks you want
Get details

Buy your first home

Learn about programs and strategies to help you purchase your first home
Find out how

IRAs

Start saving for retirement with a TD Bank IRA
Get details

Minimum daily balance to waive monthly maintenance fee

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