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Notices and Announcements
Effective Date: May 7, 2025
Effective May 7, 2025, the province of Quebec amended the Quebec Consumer Protection Act (Bill 72) and put in place rules requiring businesses that propose a tip amount at the point of sale to calculate the tip based on the price of goods and services, excluding sales taxes.
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Relevant for: All merchants located and/or operating in Quebec who propose a tip amount at the point of sale.
Effective Date: October 17, 2024
Effective October 17, 2024, Visa and Mastercard introduced their qualifying small business interchange programs to meet their commitment with the Government of Canada.
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Relevant for: All Merchants who accept Visa and mastercard transactions
Effective Date: April 13, 2024
Beginning April 13, 2024, Visa is changing the maximum allowed time frames for the authorization and clearing of transactions.
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Relevant for: All Merchants who accept Visa transactions
Updated: March 27, 2024
The Payment Card Networks have updated their requirements for Merchants who choose to apply a surcharge on card transactions.
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Relevant for: Merchants who will process surcharges on card transactions.
American Express OptBlue Changes
Effective Date: April 14, 2023
Beginning April 14, 2023, American Express OptBlue is increasing the Amex Foreign Assessment Fee by 0.20%.
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Relevant for: All Merchants who accept American Express OptBlue
Effective Date: November 1, 2022
Beginning November 1, 2022, American Express OptBlue is changing and adding Industry Categories with corresponding Wholesale Discount Rates for Healthcare, Emerging Markets, Residential Rent and Utilities.
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Relevant for: All Merchants who accept American Express
Published Date: March 1, 2022
The Payment Card Networks have updated their requirements for Subscription Merchants. These changes are designed to improve transparency for Cardholders by easily identifying promotional transactions and providing a simple cancellation process.
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Relevant for: All applicable Merchants
Effective Date: Immediately
Implement recommended practices to help protect your Merchant Account against Card Testing. Where applicable, contact your website or shopping cart provider to have them make the required changes.
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Relevant for: All Merchants