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Whether you’re buying your first home or well into your mortgage journey, we’re here for you with helpful tools, tips and advice.

TD Special Mortgage Rates


Special Rate3

3 Year Fixed Closed6



5 Year Fixed Closed6



5 Year Fixed Closed High-Ratio7



5 Year Variable Closed8

TD Mortgage Prime Rate
%: %


TD Mortgage Prime Rate is 7.10%

The Annual Percentage Rate (APR) is based on a $300,000 mortgage, 25-year amortization, for the applicable term assuming monthly payments and fee to obtain a valuation of property of $300. If there are no fees, the APR and interest rate will be the same. APR is rounded to three decimal places.


Mortgage Calculators

Why get a TD Mortgage?

  • Fast access to personalized advice

    Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

  • Speed up or slow down your payments

    Pay up to 15% of the principal amount on a closed mortgage annually, or 100% on an open mortgage, without prepayment charges. Or request to skip the equivalent of one monthly payment if needed2.

  • Competitive rates

    We offer a range of mortgage options at competitive rates and with a pre-approved mortgage, we can hold your rate for 120 days.1 

Whether you're buying a home or refinancing, get the facts about how Canada's mortgage qualification rules (stress test) and regulation(s) may affect you. Learn more.

Let's connect

  • TD Mortgage Direct

    Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

  • Book an appointment

    Visit a branch at a time that's convenient for you.

Get personalized advice