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What TD Offers
Registered Disability Savings Plan
A Registered Disability Savings Plan (RDSP) is a special program for Canadians with disabilities and their families, to help save for long-term financial needs1 like future medical costs. Learn more.
A beneficiary can withdraw from an RDSP in two ways:
Annual withdrawals, or Lifetime Disability Assistance Payments (LDAPs), begin by the end of the year in which the beneficiary turns 60. These annual payments will then continue for the life of the beneficiary.
This form of withdrawal is known as a Disability Assistance Payments (DAPs)2, and can be paid to the beneficiary any time after the RDSP is established.
1Refers to the TD Waterhouse Disability Savings Plan.