1 Limited Time Bonus: Must apply online by September 5, 2023. Limited Time Bonus of 10% in Cash Back Dollars ("
Limited Time Bonus Rebate") applies to new TD Cash Back Visa Infinite Accounts ("
Account") in the first 3 months of Account opening ("
First 3 Months") to a maximum of $200 Cash Back Dollars earned on a total collective spend of $2000 ("
Limited Time Bonus Cap") on all purchases charged to your TD Cash Back Credit Card Account ("
Account"), and recurring bill payments set up on your Account that are classified through the Visa network as "recurring payments" ("
Pre-Authorized Payments"). You must confirm with your merchant if they can accept Pre-Authorized Payments.
Welcome Bonus: Once the Limited Time Bonus Cap is reached, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% in Cash Back Dollars ("
Welcome Bonus Rebate") up to a total spend of $3,500 ("
Welcome Bonus Cap") for the First 3 Months. Once the Welcome Bonus Cap is reached, any further Purchases and Pre-Authorized Payments made in the First 3 Months will earn the regular accelerated 3% in Cash Back Dollars that applies to each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments as set out in your Cardholder Agreement ("
Accelerated Rebate"). All other Purchases will earn 1% in Cash Back Dollars. Any returned items, refunds, rebates or other similar credits on any Purchases or Pre-Authorized Payment made during the First 3 Months will reduce or cancel the Cash Back Dollars earned at the Limited Time Bonus Rebate and the Welcome Bonus Rebate on the original Purchase or Pre-Authorized Payment, as applicable.
Applicability of Limited Time Bonus Rebate and Welcome Bonus Rebate: Limited Time Bonus Rebate and Welcome Bonus Rebate is in place of, and not in addition to, the Accelerated Rebate.
$15,000 Cap on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments: After the First 3 Months, the Accelerated Rebate will apply to all Gas Purchases, Grocery Purchases and Pre-Authorized Payments charged to your Account up to a $15,000 maximum net annual spend ("
$15,000 Cap") for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments. After the $15,000 Cap is reached annually in a Gas Purchases, Grocery Purchases or Pre-Authorized Payments category, all additional spend in the corresponding category will earn Cash Back Dollars at the standard rebate of 1% that applies to all other Purchases on the Account as set out in your Cardholder Agreement.
First Year Reduction of $15,000 Cap: During the first year that the Account is open, the $15,000 Cap for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments will be reduced by the actual corresponding amount of Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months. For example, if you spend $2,000 in Gas Purchases in the First 3 Months, the $15,000 Cap for Gas Purchases will be reduced by $2,000 to $13,000 for the remaining 9 months of the first year the Account is open.
Merchant Category Codes: To earn the Welcome Bonus Rebate on Gas Purchases and Grocery Purchases, the Gas Purchase or Grocery Purchase must be made at merchants classified through the Visa network with a Merchant Category Code ("
MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Welcome Bonus Rebate. If you have questions about the MCC that applies to a Purchase, contact TD at
1-800-983-8472.
Other Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate you must add your first Additional Cardholder by September 6, 2023. Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Welcome Bonus may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months.
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