Personal Bank Accounts

What can a TD personal bank account do for you? From chequing accounts with unlimited transactions and monthly fee rebates, to savings accounts that may help you achieve your financial goals, TD offers a range of personal bank accounts to help you manage your money. Compare the differences between a chequing and savings account so you know which type of bank account is best suited for you.

What type of account do you need?

Featured accounts

Special Offer
Get unlimited transactions 2
Annual fee rebate for the first year on select TD credit cards (up to $139)3
No TD fee on any ATM in Canada4
Free  Interac e-Transfer® transactions
$16.95 Monthly Fee5

Special Offer
Unlimited banking transactions and premium banking benefits
Annual fee re‎bate on select TD credit cards7 (up to $139)
Free cheques, drafts & more
$29.95 Monthly Fee5

Our most popular Savings account
Ideal if you’re starting to save or want frequent access to your funds
$0 Monthly Fee
Every dollar earns interest calculated daily
1 transaction2 per month

Choose one or more bank accounts that works for you

There’s a range of combined application options you can consider before choosing the one that’s right for you.

Features for all TD personal accounts

  • Paired with your TD app, instantly keep track of your monthly spending.8

  • Get text messages right to your mobile when we detect suspicious activity made with your TD Access Card for your personal banking accounts.9

  • Deposit cheques as soon as you receive them so you can spend more time doing the things you want. 10

Earn 50% more Stars at Starbucks

Earn 50% more Stars at participating Starbucks® stores. Simply link your TD Access Card with Visa Debit with your Starbucks® Rewards account. Conditions apply11.

Discover more account features and services

  • Overdraft Protection can help you avoid declined transactions, late payment charges on your statements and bills, and non-sufficient funds fees.

  • Pay your bills on time, every time. With Pre-Authorized Debit (PAD) payments are automatically deducted from your TD account.

  • Setting up direct deposit is convenient, reliable and secure. Your payments will always be on time, so you'll have immediate access to your money when you need it.

  • Online Statements are convenient and flexible. Sign up for email notifications to let you know when your online statements are ready for viewing.

Need help finding the right TD products?

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