Banking for newcomers to Canada

We want to help you gain confidence about banking in Canada. Explore convenient banking options for newcomers, like chequing accounts, savings accounts, credit cards and international money transfers. Find out more about your banking options.



 Plan your move to Canada

Start learning about the Canadian banking system, the immigration process and what you could expect when you arrive.

  • Our products

    View our variety of convenient accounts, credit cards and banking services.

  • Permanent Residents & Temporary Workers

    From opening a bank account to purchasing a home, we have products and services to help you every step of the way.

  • International Students

    Get help with everything from opening a student bank account to budgeting.

TD International Student Banking Products

TD International Student Banking Products

  • TD International Student Banking Offer

    If you’re an eligible student, you could earn up to $600 in value when you open a TD Student Chequing Account, are approved for a TD Rewards Visa* Card, and open your choice of Savings Accounts. You will get a 1-year Amazon Prime Student membership and bonus Starbucks rewards when you bundle all three products together.

  • TD International Student GIC Program

    International students looking to meet the Government of Canada's Student Direct Stream Program (the "SDS Program") guidelines can do so by opening a TD Student Chequing Account and by prefunding their required Guaranteed Investment Certificate (GIC) before arriving in Canada.

More resources for newcomers

  • TD Global Transfer

    An innovative marketplace to send international money transfers in more ways to more places.

  • New to Canada Booklet

    We understand the challenges of moving to a new country. Your financial journey in Canada begins here.

  • Financial Health Assessment Tool

    This tool can help assess your financial health and provide access to helpful tips and information.

  • Guide to Canadian Banking Terms

    Get to know some common banking terms in Canada so you can feel more confident about banking in your new home.

Get in touch

Have a question? Find answers here