Canada Small Business Financing Loan1 (CSBFL)

Start or grow your business with a Canada Small Business Financing Act Loan.


A financing option through TD and the Government of Canada that can help you fund the purchase or improvement of land, buildings, and equipment.

Here's what you get

  • Financing available for up to 90% of the "Eligible Costs"2 of assets financed
  • Monthly repayment frequency with a choice of terms, up to a maximum of 10 years ‑ an amortization of up to 20 years may be available3
  • Competitive fixed and floating interest rates are available
  • Personal guarantee required, starting at 25% of the loan amount4
  • One-time Federal Government registration fee of 2% of the loan amount (which may be included in the amount borrowed)

Government loan requirements5 for a CSBFL

  • Your business operates or is about to operate in Canada
  • Your business’ annual gross revenue is less than $10 million in the year you apply
  • Your business is for profit, and is not a farm, charity, or religious enterprise

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