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Home / TD Business Credit Cards / TD Business Select RateTM Visa* Card
Changes are coming to the TD Business Select Rate Visa* Card.
Learn more.
It’s easy to save interest
Save money on interest charges when you carry a balance with the TD Business Select RateTM Visa* Card
Benefit from the certainty that comes from your choice of affordable fixed interest rates. Pay no annual fee and receive a business-friendly 11.99% interest rate on purchases and cash advances. Often carry a balance? You can choose to pay an annual fee of $49 and receive a lower interest rate of 8.99% on purchases and cash advances.
- Based on your choice, get the same affordable fixed interest rates on all Purchase and Cash Advance transactions.
- Shop knowing you have coverage for most of your eligible new purchases with Purchase Security6 and Extended Warranty Protection.6
- Get access to the TD Card Management Tool: An easy way to access online reporting2, review your business expenses, manage your existing credit limits and apply spend controls.
- Link your TD Visa Business Card to Visa SavingsEdge* for free and turn your spending into savings3.
- This card is made from 90% recycled plastic
More card benefits and features
- Link your TD Visa Business Card to Visa SavingsEdge for free and turn your spending into savings.
After linking your Card, you’ll get access to hundreds of Cashback Offers to help you save on business expenses — from gas, restaurants, business services, and more.
Learn more and link
- Save with Avis Rent A Car and Budget Rent A Car. Use your TD Credit Card to save a minimum of 10% on the lowest available base rates4,5 in Canada and the U.S., and a minimum of 5% on the lowest available base rates4,5 internationally, on qualifying car rentals at participating Avis and Budget locations.
- Auto Rental Collision/Loss Damage Insurance12 coverage for up to 48 consecutive days
- Chip & PIN technology:
TD Visa* Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN). A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card. - Purchase Security and Extended Warranty Protection6:
You automatically have access to Purchase Security and Extended Warranty Protection, covering most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer's warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months. - Verified by Visa*:
Verified by Visa* provides you with increased security and convenience when you shop online.
- Instant Alerts. Added convenience, with TD Fraud Alerts:
You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect unusual activity on your TD Business Select RateTM Visa* Card or on any Additional Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more. - Click to Pay
Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon (
) where Visa is accepted.
For more information, please refer to Cardholder Agreement.
Insurance Summary
Review the Product Summaries (For Quebec Residents Only) for more details about insurance coverages.
- Optional travel insurance: Travel Medical Insurance8, Trip Cancellation and Trip Interruption Insurance9. Learn more and get a quote.
- Optional TD Auto Club Membership10
- Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted - These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device14.
- Emergency Cash Advances7:
You can ask for an emergency Cash Advance in an amount up to $5,000 for your TD Business Select RateTMVisa* Card (subject to your available credit limit).