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Pay Bills - Field Descriptions and Business Rules
Field Definitions
Step 1 of 4 : Select Payee
| Field | Type | Description |
| Favourite Payment Account | Dropdown | Defaults to the last account used to Pay a Bill but allows you to select any registered account that you have been assigned access. |
| Select | Checkbox | Allows you to select the Payee you wish to pay. |
| Payee | Display | Displays the name of the Payees available to be paid. |
| Description | Display | Displays the description saved in the Set Payee Description function. |
| Pay Selected Payee(s) | Button | Allows you to move to Step 2. |
Step 2 of 4: Create
| Field | Type | Description |
| Payee Header | Checkbox/Display | Displays all of the Payees you selected on the previous page. If you choose not to submit payment to a payee selected in Step 1, then you may uncheck the payee checkbox and no payment will be requested. |
| Non-recurring Payment | ||
| Amount | Textbox | Allows you to enter the amount you wish to pay. |
| Take from my account on: | Dropdown | Defaults to today's date but allows you to enter a future date. |
| Calendar | Link | Allows you to access the Calendar Control rather than have to select individually the Month, Date and Year. |
| From: | Dropdown | Allows you to select the account you wish to debit. |
| Payment Type: | Dropdown | Allows you to choose whether this payment is only 'one time' or 'recurring'. If recurring then you will be required to complete additional information. |
| Recurring Payment: | ||
| Amount | Textbox | Allows you to enter the amount you wish to pay. |
| From: | Dropdown | Allows you to select the account you wish to debit. |
| Every: | Dropdown | Allows you to specify the Frequency of the Payment. Possible values are:
|
| Starting: | Dropdown | Defaults to today but allows you to enter a future date in which you would like the payments to start. |
| Ending: | Dropdown/Textbox | Allows you to specify how the payment will end. Possible values are:
|
| Payment Type: | Dropdown | Allows you to choose whether this payment is only 'one time' or 'recurring'. |
| Back | Button | Returns you to Step 1. |
| Next | Button | Moves you to Step 3. |
Step 3 of 4 : Confirm
| Field | Type | Description |
| Displays all of the Payee(s) and details entered in Step 2 for your review. | ||
| Back | Button | Allows you to return to Step 1 to make any necessary changes. |
| Confirm | Button | Accepts the payments and moves you to Step 4. |
Step 4 of 4 : Confirmation
| Field | Type | Description |
| Provides you with the status of your request for each Payee selected. | ||
| Pay another Bill | Button | Allows you to Pay another bill by returning you to Step 1. |
Business Rules
- A payment may not exceed: a. The per Transfer Debit Limit for the Account. Refer to your Company's Payments and Transfers Profile for further details. b. The maximum system limit of $99,999,999.99 CAD
- Only Canadian accounts may be used to pay bills.
- Bill Payments are not processed on holidays and weekends, therefore if you enter a weekend date in either the Start or End Date fields, the Bill Payment Service will automatically update the applicable date to the next available business day.
- A Payment's start date can be future dated up to one year.
- Current dated payments are processed as followed:
| Date of Transaction | Posted to Account | Payment Preparation by TD Canada Trust begins | Payments Transmitted to Bill Company (or Designate) |
| Monday - Friday before 11:59 pm ET, (before 8:59 pm Pacific Time) | Immediately, dated the same business day. | Same business day after 11:59 pm ET | Next business day |
| Saturday- Sunday before 11:59 pm ET Sunday | Immediately, dated the next business day. | Sunday, after 11:59 pm ET | Next business day |
| Statutory holiday before 11:59 pm ET | Immediately, dated the next business day. | Same day, after 11:59 pm ET | Next business day |