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With a TD Cash Back Credit Card, you earn Cash Back Dollars on all your purchases. You can redeem these Cash Back Dollars against your account balance or however you want and any time you want (minimum $25). Your Cash Back Dollars never expire as long as your account is open and in good standing.
Earn Cash Back Dollars. Redeem them to help pay down your Account balancea1.
Interest: Cash Advances
- Accelerated Rate on Special Categories: TD Cash Back credit cards offer a higher earn rate on categories such as grocery purchases, gas purchases, and regularly recurring bill payments. When you spend on these categories, you can earn 1%5, 6 or 3%7, 8 depending on the card you choose.
- Fee vs No-Fee Credit Cards: Not all TD cash back credit cards offer the same features and benefits, so it's important to evaluate the annual fee, earn rate and other benefits before you choose.
- Bonuses: You get a welcome bonus on signing up with most TD credit cards. With a cash-back card, this may be in the form of sign-up bonus or earning higher Cash Back Dollars for a limited period.
- Help Pay Down Your Balance: When you're using your Cash Back Credit Card for everyday purchases, you can redeem Cash Back Dollars2 to help pay down your account balance, saving you money on a monthly basis.
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