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Banking for newcomers in Canada

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Trust in TD

We want to help you reach your financial goals with personalized solutions, expert advice and tools, like the TD MySpend app.

Convenient banking

Bank when you want with convenient locations across Canada, extended branch hours and 24/7 digital banking.

The New to Canada banking package

You may be eligible1 for special offers on products, including bank accounts, credit cards and money transfers.
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Get your New to Canada banking package

We offer eligible1 newcomers a special banking package that includes everything you need to get started.

TD Unlimited Chequing Account

Get unlimited transactions with no monthly fees for 6 months. Plus, it’s free to send money using Interac e-Transfer®.

Money transfers

Transfer money internationally with Visa Direct2.

Credit cards

If you’re a Canadian Permanent Resident, you may be eligible for a credit limit of up to $5,000, even if you have no credit history.

Savings account

Receive a bonus rate on your savings for the first 6 months when you open your account.

New to Canada banking package eligibility

You may be eligible1 for the New to Canada banking package if you:

  • Have been a Permanent Resident or Temporary Resident of Canada for 2 years or less
  • Provide proof of your status through your Permanent Resident Card or Temporary Permit
  • Have never opened or held a TD chequing account
  • Are the age of majority in your province or territory of residence

International Student Package

We can help you get a TD Student Chequing Account, savings account with a bonus rate, credit card with no credit history required, and a Student Line of Credit.
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