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TD Credit Cards with a Low Interest Rate


What is a low interest rate credit card?

A low interest rate credit card has a rate of interest that is usually less than the typical interest rate of 19.99%. This means that less interest is charged if the balance is not paid in full on the payment due date. Whether you need a personal card or a business card with a low interest rate, we have an option for you. Use our “compare cards” option to find a low interest rate TD Credit Card in Canada that best suits your needs.


Special Offer Recently Viewed

Get an 8.99% promotional interest rate on Purchases for the first 6 monthsLRROCPLUS from Account opening. Conditions Apply. Account must be approved by September 3, 2024.

$25

Annual Fee

12.90%UDINQEN16

Interest: Purchases

12.90%UDINQEN16

Interest: Cash Advances


Recently Viewed

Save on interest to grow your business with confidence

$0 Annual Fee

11.99%

Interest: Purchases

11.99%

Interest: Cash Advances


Special Offer Recently Viewed

Earn up to 45,000 Aeroplan pointsb1, no Annual Fee in the first yearb1. Conditions Apply. Account must be opened by March 4, 2024.

$149

Annual Fee

14.99%

Interest: Purchases

22.99%

Interest: Cash Advances



Frequently asked questions

  • Helps you save on interest charges. You could pay less interest on your balance.
  • Debt consolidation. Consolidate credit card debt with a balance transfer.

A balance transfer is when you move outstanding debt from one of your credit cards at another financial institution to your TD credit card. A balance transfer may help you manage your credit card debt.


A low interest rate credit card could be helpful if used to consolidate the outstanding balance from any high interest rate credit card you may have with another financial institution to the low interest rate credit card, to take advantage of the lower interest rate charges.


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