TD Visa Credit Cards

Annual interest rates, fees and features are current as of May 1, 2018 unless otherwise indicated and subject to change.

All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards

¹ Welcome Bonus Aeroplan Miles ("Welcome Bonus Miles") will be awarded to the Aeroplan Member Account associated with the TD Aeroplan Credit Card Account ("Account") only after the first Purchase is made on the Account. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by and the number of Welcome Bonus Miles awarded to any one person. Please allow up to 4 weeks after your first Purchase is posted to the Account for Welcome Bonus Miles to be credited to your Aeroplan Member Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

² Welcome Bonus Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member Account of the designated owner/sole proprietor or partner associated with the business who is the holder ("Primary Business Cardholder") of the TD Aeroplan Business Credit Card Account that is charged an annual fee of $149 (the “$149 Account”). The Welcome Bonus Miles will be awarded only after the first Purchase is charged to the $149 Account with the Card that has the $149 annual fee (the “First Purchase”). If you have opened a $149 Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of $149 Accounts opened by, and the number of Welcome Bonus Miles awarded to, any one person. Please allow up to 4 weeks after the First Purchase is posted to the $149 Account for the Welcome Bonus Miles to be credited to the Primary Business Cardholder's Aeroplan Member Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. These miles are not eligible for Aeroplan status.

³ Applies to new TD First Class Travel VisaInfinite Accounts (Account) only. The Welcome Bonus of 20,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

⁴ Applies to new TD Platinum Travel Visa Accounts (Account) only. If you are approved, the Welcome Bonus of 15,000 TD Rewards Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of new Accounts opened by any one person. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

⁵Welcome Bonus: Welcome Bonus of 6% in Cash Back Dollars ("Welcome Bonus Rebate") applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to the Account:

(i) Purchases of gas or gas station services or products ("Gas Purchases");

(ii) Purchases of groceries or grocery items ("Grocery Purchases"); and

(iii) Each $1.00 in recurring bill payments set up on your Account ("Pre-Authorized Payments").

Any returned items, refunds, rebates or other similar credits on any Gas Purchase, Grocery Purchase or Pre-Authorized Payment made during the First 3 Months will reduce or cancel the Cash Back Dollars earned at the Welcome Bonus Rebate on the original Gas Purchase, Grocery Purchase or Pre-Authorized Payment, as applicable. Welcome Bonus Cap: Once the Welcome Bonus Cap is reached, any further Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months will earn Cash Back Dollars at the regular accelerated 3% rebate that applies to each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments as set out in your Cardholder Agreement ("Accelerated Rebate"). Applicability of Welcome Bonus Rebate: Welcome Bonus Rebate is in place of, and not in addition to, the Accelerated Rebate. $15,000 Cap on each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments: After the First 3 Months, the Accelerated Rebate will apply to all Gas Purchases, Grocery Purchases and Pre-Authorized Payments charged to your Account up to a $15,000 maximum net annual spend ("$15,000 Cap") for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments. Once the $15,000 Cap is reached for any of Gas Purchases, Grocery Purchases or Pre-Authorized Payments, then any further Gas Purchases, Grocery Purchases and Pre-Authorized Payments made on the Account will only earn Cash Back Dollars at the standard rebate of 1% that applies to all other Purchases on the Account as set out in your Cardholder Agreement. First Year Reduction of $15,000 Cap: During the first year that the Account is open, the $15,000 Cap for each of Gas Purchases, Grocery Purchases and Pre-Authorized Payments will be reduced by the actual corresponding amount of Gas Purchases, Grocery Purchases and Pre-Authorized Payments made in the First 3 Months. For example, if you spend $2,000 in Gas Purchases in the First 3 Months, the $15,000 Cap for Gas Purchases will be reduced by $2,000 to $13,000 for the remaining 9 months of the first year the Account is open. Merchant Category Codes: To earn the Welcome Bonus Rebate on Gas Purchases and Grocery Purchases, the Gas Purchase or Grocery Purchase must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Welcome Bonus Rebate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Welcome Bonus may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

⁶ Preferred variable annual interest rate is TD Prime rate (TD Prime) +4.50%, TD Prime +6.25%, TD Prime +8.75%, TD Prime +10.25%, TD Prime +11.75%, TD Prime +12.75% depending on your credit assessment. As of January 18, 2018, TD Prime was 3.45% so preferred rates range from 7.95% to 16.2%. Visit http://www.tdcanadatrust.com/customer-service/todays-rates/td-prime/prime.jsp for current TD Prime. Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received within 30 days of Payment Due Date.

⁷ Welcome Bonus applies only to the new TD Business Travel® Visa * Account opened for the Card with the Annual Fee of $149 issued in the name of the business (the “Account”). If you are approved, the Welcome Bonus will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Welcome Bonus for the Account. We reserve the right to limit the number of Accounts opened by any one person or business. Welcome Bonus does not apply to additional Cards issued in the name of the same business. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

⁸ Preferred variable annual interest rate is TD Prime plus one of the following fixed percentage rates of interest (Fixed Rate): TD Prime + 2.0%, TD Prime + 4.0%, TD Prime + 7.0%, TD Prime +10.0%, TD Prime + 12.0% and TD Prime + 15.0%. The standard rate of 21% applies if your Minimum Payment is not received within 30 days from your Payment Due Date. As of January 18, 2018, TD Prime rate is 3.45%. The Fixed Rate that is added to TD Prime is assigned by us and may be re-assigned by us annually based on an assessment of the Business Borrower and Individual Borrower(s) credit record in our absolute discretion.

All trade-marks are the property of their respective owners.

* Trademark of Visa International Service Association and used under license.

^® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

TD Cash Back *Visa Infinite** Card

TD Cash Back *Visa** Card

TD^® Aeroplan^® Visa Infinite* Card

TD^® Aeroplan^® Visa Platinum* Card

TD^®Aeroplan^® Visa Infinite Privilege* Card

TD First Class Travel Visa Infinite^* Card

TD Platinum Travel Visa* Card

TD Rewards *Visa** Card

TD Emerald Flex Rate *Visa** Card

TD U.S. Dollar Visa* Card

TD Business Travel Visa* Card

TD Business Visa* Card

TD^® Aeroplan^® Visa* Business Card

TD Venture Line of Credit^® Visa* Card

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