Have payments from Canada Revenue Agency (CRA) deposited directly into your account securely and reliably. This includes the new Canada Emergency Response Benefit and the Canada Emergency Student Benefit. Learn more.
Personal Bank Accounts
What can a TD bank account do for you? From chequing accounts with unlimited transactions and fee rebates, to savings accounts to help you achieve your financial goals, TD offers a range of bank accounts to help you manage your money. Our benefits and features will make your banking more convenient so open an account today.
2 Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.
3 You may pay a fee to the ATM provider.
4 Minimum monthly balance indicated must be maintained at the end of each day in the month to qualify for the fee rebate.
5 Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD® Aeroplan®Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply. Annual Fee rebate for Primary Cardholder and one Authorized User for the same TD Credit Card Account also applies to existing TD Gold Elite Visa Cardholders on the same terms set out above.
6 The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.
7 You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.
8 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
9 The $300 cash offer is available to Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory who:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between July 6, 2020 and December 6, 2020 (the “New Account”), and
(b) Complete any two of the following with the New Account:
Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Account before February 1, 2021. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before February 1, 2021.;
Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Account before February 1, 2021. Pre-authorized Debit must occur either weekly, biweekly, monthly or twice per month.
Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $300 cash offer:
Customers who already have a TD chequing account or TD Youth Account or had either one of these accounts that was closed on or after July 6, 2019; or
Received any chequing account offer from TD in 2017, 2018, 2019, 2020; or
TD staff members or a joint account with a TD staff member.
For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $300 cash offer per customer per New Account.
The $300 will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance or receiving a seniors' rebate, and the type of account cannot have changed, before the $300 is deposited to the New Account.
We can change, extend or withdraw the $300 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.