a.     Are Canadian residents and are the age of majority in their province or territory of residence as of November 10, 2025

b.     Are registered for the offer via the campaign registration form at a TD Branch by December 31, 2025

c.     Open a new TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth^TM Savings Account ("New Savings Account") between November 10, 2025 – December 31, 2025, OR have an existing TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth Savings Account ("Existing Savings Account"); and

d.     Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account or Existing Savings Account from another financial institution(s) and maintain the balance for 120 days in the account (the "Qualifying Deposit"), subject to the following:

i.      The Qualifying Deposit must be in the New Savings Account or Existing Savings Account by no later than December 31, 2025.

ii.      The Qualifying Deposit must be maintained in the New Savings Account or Existing Savings Account for a minimum of 120 days from January 1, 2026 – April 30, 2026.

iii.      If a customer withdraws or transfers any part of the Qualifying Deposit during the 120-day period, the amount of the Qualifying Deposit will be subtracted and calculated accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer.

iv.      If a customer has multiple TD Savings Accounts, the Qualifying Deposits in the New Savings Account or Existing Savings Account cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the TD Savings Account with the greatest Qualifying Deposit.

v.     For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit.

The following are not eligible for the Savings Deposit Offer: 

a.     Customers who received the TD Targeted Savings Account Promotional Interest Rate Offer or TD Targeted Savings Account Bonus Interest Rate Offer.

b.     Customers who open a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan with a new TD Savings Account between November 6, 2025 and December 31, 2025, as part of the TD New to Bank Offer or New to Canada Banking Package Offer.

At the end of the 120-day period, the amount of the Savings Deposit Offer (maximum $2,400) will be determined according to the amount of the Qualifying Deposit at that time, based on the following chart: 

Qualifying Deposit	Cash Offer
$10,000.00 to $24,999.99	$200.00
$25,000.00 to $49,999.99	$300.00
$50,000.00 to $99,999.99	$600.00
$100,000.00 to $199,999.99	$1,200.00
$200,000.00+	$2,400.00

Limit of one Savings Deposit Offer per eligible account. Limit of one Savings Deposit Offer per customer. The Savings Deposit Offer is limited to a maximum of $2,400.

For any New Savings Account or Existing Savings Account that is a joint account, at least one account holder must meet the eligibility requirements.

The Savings Deposit Offer will be deposited to the New Savings Account or Existing Savings Account where the Qualifying Deposit was deposited, within 12 weeks after all required conditions have been met, provided that the New Savings Account or Existing Savings Account is still open, in good standing, and all conditions continuing to be met at the time of fulfillment.

There may be tax implications associated with the Cash Offer. Customers should consult with their personal tax advisor for more information.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the Cash Offer at any time.