Interest rates, fees and features are effective as of December 7, 2023, unless otherwise indicated and are subject to change.

1 Applies to new TD Aeroplan Visa Infinite Card Accounts (“Account”) only. This offer is based on information available within two months preceding the date of this marketing communication. We reserve the right at any time, without notice, to withdraw the offer, including if you already accepted, or reduce the credit limit if adverse credit information is obtained or if you already have this credit card. Must apply by February 1, 2024. This offer is subject to your income declaration of a minimum annual personal income of $60,000 or minimum annual household income of $100,000. Existing TD Aeroplan Visa Infinite Cardholders are not eligible for this offer. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not transferable. The promo code in the offer can only be used by the recipient and may only be used once and prior to the expiration of the preapproval offer.

2 Account must be approved by February 1, 2024. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional bonus 25,000 Aeroplan points ("Additional Bonus"), you must make $5,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 180 days of Account opening. To receive the 15,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $7,500 in net Purchases (less any returns and credits) on your Account, including your first Purchase within 365 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder first -year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholder(s) to your Account by February 2, 2024. The applicable Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points, Additional Bonus points and the Anniversary Bonus points to be credited to your Aeroplan Member account.

^ Offer ends February 1, 2024. The value up to $1,400 could be earned in the first year of Account opening and is based on the combined total value of:

  • $214: Annual Fee Rebate for the Primary ($139), and Additional cardholder ($75) for the first year;
  • $120: Based on first checked bags for two people, on a round-trip flight in the first year;
  • $134: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.34 USD as of June 1, 2023 ($50 USD = $67 CAD for each cardholder);
  • $1,000: 50,000 Aeroplan points earned based on the following requirements:
    • Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
    • Additional Bonus of 25,000 Aeroplan Points earned when you spend $5,000 within 180 days of Account opening
    • Anniversary Bonus of 15,000 Aeroplan Points earned when you spend $7,500 and Account has been opened for 12 months

Value is based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of Feb 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Feb 1, 2023.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

3 Conditions apply. Aeroplan Family Sharing is a feature of the Aeroplan program. Visit tdaeroplan.com for details

4 A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge® or under the Air Canada Express® brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.

5 Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment. The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits  are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

6 Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards’ points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

7 Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or “grocery” or “Air Canada” category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

1.5 Aeroplan points (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or 1 Aeroplan point earned for each $1 on all other Purchases.

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

All trade-marks are the property of their respective owners.

* Trademark of Visa Int., used under license. Trade-mark ownership details at aircanada.com/trademarks

® Aeroplan is a registered trade-mark of Aeroplan Inc., used under license.

® Air Canada, ®Air Canada Vacations, ®Air Canada Rouge and ®Air Canada Express are registered trademarks of Air Canada, used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.