A fixed income investment provides a fixed rate of return for a set period of time. Whether in bonds, GICs, or money market instruments, fixed income securities have less correlation with the stock market than equities – and can involve less risk. Fixed income can offer DIY investors the chance to diversify an online investment portfolio. These types of investments can provide a stable stream of income in fixed interest payments, returning your principal at the security's maturity.
Benefits of Fixed Income investments
Low risk
Flexible
Accessible
Things to Consider
Fixed Income investments can have some risk associated with interest rate changes that may affect their prices. They can also be affected by credit, inflation, liquidity or default risk.
Are fixed income investments right for me?

Fixed Income Investments may be right for an investor looking to help diversify their online investment portfolio. Fixed Income Investments may be considered by an online investor who is looking for security, a guaranteed return, and lower risk.
- Choose from a variety of fixed income GICs, money market or bond products
- Benefit from knowing what income you will receive at what time
Types of Fixed Income investments
Bonds – steady income from your bond of choice
GICs – solid, secure and flexible
Money Market Instruments – secure and liquid
In-depth information about fixed income
Fixed income pricing: clear and simple
Start investing with TD Direct Investing
- Open an account
- Explore the type and details of our TD Direct Investing accounts. Select the one that best fits your financial needs.
- Fund your account
- Transfer funds into your account with the online bill payment or funds transfer feature – or set up recurring deposits.
- Start investing toward your goals
- That's it! You're ready to invest for yourself.
Open an account online – it's fast and easy
Whether you're new to self-directed investing or an experienced trader, we welcome you.