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Financial Planning
We'll work together to develop a strategy to help you reach your financial goals. We have two options:
We see the whole you
Work with a TD Wealth Financial Planner to determine your Wealth PersonalityTM profile, discover your priorities, and develop a financial plan that's specifically tailored to your goals. Once you have a plan in place, you can feel confident knowing you've defined how you want your income and assets to work for you, now and in the future.
Not sure what financial planning is or how it can help? Learn more about financial planning here
Let's work toward your financial goals
Discover what truly matters to you and build your financial confidence with help from a financial planner who can offer planning and advice that can grow and evolve with you.
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Retirement planning
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Estate planning
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Tax planning
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Investment management
Retirement planning
A financial planner can offer strategies to help you become retirement-ready by discussing questions like:
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How much income is needed for the retirement you aspire to?
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How can you save enough to fund your retirement?
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How can you reduce taxes during retirement?
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When should you start taking your government benefits?
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Estate planning
Estate planning helps ensure your wishes are carried out and is an effective way to benefit your heirs.
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Ensure you have an up-to-date Will and Power of Attorney
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Consider using executor services like a corporate executor or Power of Attorney for Property
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Transfer your wealth and help avoid any unintended consequences
Explore estate and will planning
Find helpful information about passing on your wealth. Download this useful Estate Planning guide
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Tax planning
Work with a financial planner to assess and recommend strategies that can reduce your tax burden, and help:
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Reduce your taxable income during your lifetime or upon passing away
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Explore income splitting strategies
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Take advantage of tax deductions and credits available to you
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Investment management
TD Wealth Financial Planning offers a range of TD funds, managed by TD Asset Management Inc. (TDAM) selected with the focus on spreading risk, reducing volatility, and enhancing the potential for solid long-term returns.
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Work with a TD Wealth Financial Planner
When you make an appointment to see a financial planner, you'll receive details on what to bring to your first meeting.
Discover your Wealth PersonalityTM profile.
Our in-depth discovery process uses the cutting-edge field of behavioural finance to tailor advice and communications to you.
Learn more about financial planning
It depends on your needs.
TD Wealth Financial Planning enables you to work closely with a dedicated financial planner, in person or remotely, at a minimum investment CDN $100,000 or more.
TD Wealth Advice Connect, on the other hand, empowers you to work with a team of financial planners remotely with more flexible hours (8 AM – 8 PM ET, Monday-Friday) with a minimum investment of CDN $100,000 or more.
Financial planning helps bring focus to your overall goals and offers strategies to help you achieve them, no matter what life stage you’re in. These goals can be long-term, like retirement, or shorter term, such as saving for a child's education.
A TD Wealth Financial Planner can help you create a plan that offers recommendations and strategies that allow you to determine what you'll need to do today to prepare for the future you want.
A financial planner can help determine priorities and define your financial and investment goals, plus help you:
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Save money for the things that matter most
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Prepare for retirement with tax-efficient strategies
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Leave the legacy you want
A financial planner can recommend strategies to help protect you from the unexpected, and be available to:
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Provide expertise to help you to better understand your financial plan
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Give you the confidence to put your plan into action
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Help you stay on track
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Encourage positive goal-setting and investing habits
Find a financial planner online and help us learn about you, your values, and wealth priorities so you can:
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Transfer your funds and structure your portfolio seamlessly
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Meet regularly to discuss your progress and get insights
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Work with a team of specialists to help create and implement your financial plan
Are you ready to meet an advisor?
View the TD Waterhouse Canada Inc. (TDWCI) Best Execution and Fair Pricing Client Disclosure Document to learn how TDWCI seeks to provide best execution and fair pricing for client orders.
Not sure where to start?