Ready to retire and leave a legacy that makes a difference

TD WealthClient Stories › Leaving a legacy

Ready to retire and
leave a legacy that
makes a difference


Lin and Dave own a large home in the city and run a successful chain of clothing stores. With two vacation homes in the U.S., they travel often for both personal and business reasons.*


Leaving
a legacy
 
 

Birth of first grandchild

We have always placed a high value on education – and we wanted our first grandchild to have that opportunity.
view

How TD Helped

 
Infographic illustrates that Lin and Dave establish Trust, Trust is managed by Trustee, and Trust is used only by beneficiary
 

Trust services

We wanted to contribute to our grandson’s financial security and independence. Our advisor called in trust specialists for their input. They helped us set up a trust that would help provide for his future. That kind of peace of mind is invaluable.
hide

How TD Helped

 
 

Financing a large purchase

We want the best for our daughter in starting
her new life – a beautiful wedding and a
beautiful home.
view

How TD Helped

 
 

Private banking

We wanted to pay for our daughter’s wedding and
give them enough for a down payment on a
home, but all our cash was tied up in the business
and our properties. Working with our advisor and
other TD specialists, we agreed the best plan for
us was to pull the income we needed from a
number of sources to pay for the wedding and the
down payment without disrupting our cash flow or
having to borrow.
hide

How TD Helped

Infographic illustrates funds pulled from investment income, employment income and rental income from properties to pay for daughter's wedding and down payment on a home
 
 

Vacationing in the U.S.

We both love to ski and to relax on the beach. With real estate values so reasonable in the U.S., we decided to buy vacation condos in both Aspen and Florida.
view

How TD Helped

 

Map of North America
 

Cross-border banking

With a business to run in Canada and two properties in the U.S., we were spending a lot of time going back and forth — often on very short notice. Our Private Banker showed us how we could set up the accounts we needed on both sides of the border and connected us with a relationship manager in the U.S.
hide

How TD Helped




 
 

A sudden loss

My brother’s death came as a complete
shock. He was a real philanthropist, and I
wanted to make sure that his legacy would
live on.
view

How TD Helped

 
 
 

Charitable giving

I wanted to honour my brother’s memory by
giving to the charitable organizations that
were so important to him during his lifetime.
My advisor referred me to a TD Wealth
philanthropic specialist, who helped us set
up a donor-advised account with the
Private Giving Foundation.
hide

How TD Helped





Infographic illustrates Private Giving Foundation used to leave a legacy
 
 

Retiring and transitioning the business

I felt it was time to make plans to sell the
business and enjoy the life that Lin and I
had built together.
view

How TD Helped

 


Infographic illustrates Dave and Lin's TD team of specialists and external professionals, including lawyers, working together on succession planning

Retirement planning and
business succession

Our advisor had brought up the topic of succession planning years ago, but at the time, we weren’t ready to even think about it. But when my brother passed away, my perspective really changed. Our advisor got everyone together to start the planning process — TD Wealth specialists from business succession, retirement planning and the wills and estate team — as well as Lin, the kids, and me.
hide

How TD Helped

* Not real customers. Composite created for illustration only.

You can turn to TD Wealth to discover what matters to you. Whether you are just starting to save and invest or have wide-ranging and complex financial needs, TD Wealth will design a plan to help you reach your goals.

This couple needed a plan to move into a bigger home and build for the future while still enjoying family time today.

Call 1-800-577-9594 or find an advisor in your area.