To open this account you must meet the requirement:
The beneficiary is a Canadian resident.
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To open this account, you must meet the following eligibility requirements:
- You are a resident of Canada
- You are the age of Majority in your province or territory of residence
- You have a valid Social Insurance Number (SIN)
- You are a first-time home buyer
Note: At this time, you can fund your account with cash contributions and/or in-cash transfers.
In-kind contributions, in-kind withdrawals, and/or in-kind transfers into and out of this FHSA are not available at this time.
A Spousal RRSP (SRSP) is an RRSP that is established to save for retirement needs of the applicant.
An SRIF can receive transfers from a spousal RRSP or another SRIF of which you're the account holder.
To open this account you must meet the following eligibility requirements:
- The beneficiary is a Canadian resident, and
- The Canada Revenue Agency (CRA) confirmed to you in writing that the beneficiary is eligible for the Disability Tax Credit (DTC)