Mutual Funds

Build a diverse portfolio

A mutual fund is a pool consisting of diverse, pre-selected securities, which are managed by a professional fund manager. Diversification is one of the reasons self-directed investors choose mutual funds as part of their investment strategy.


TD offers a wide range of low-cost D-series mutual funds designed for self-directed investors. Be sure to understand the associated fees and the impact on your returns.

Benefits of Investing in Mutual Funds

Diversification

It's easy with mutual funds to create a balanced portfolio tailored to your personal investment strategy.

Convenience Buying

Buying a mutual fund is a simple way to invest in a variety of securities across multiple companies.

Professionally Managed

Behind every mutual fund is a manager who, along with a team of analysts, selects sound investments based on the fund's strategic focus.

Things to consider

Mutual funds are a collection of individual stocks and other assets, so its value is tied directly to the rise and fall of the market. Therefore, there is a risk that your investment will go down in value. In addition, there are management fees associated with mutual funds, which will affect the overall performance of the fund. Remember to always take the time to do detailed research before making any investment.

Are mutual funds right for me?

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Investing in mutual funds depends a lot on where you are in life—have you been investing for a while or starting out? How much time and money do you have? A great thing about mutual funds is they can get you into the market without having to pick stocks and pay transaction fees.

Other reasons include:

  • Buy into multiple industry sectors
  • No need to constantly monitor the markets
  • Setting up an automated plan to invest each week or month

Types of mutual funds

With the self-directed investor in mind, TD Direct Investing offers a full range of professionally-managed funds and portfolios across all asset classes.

D-series funds—low cost solutions

D-Series were created to offer low-fee options to a variety of asset classes, industry sectors and geographic regions.

Index solutions

Mutual funds that track an index can give your portfolio exposure to stock and bond markets, often for less cost than actively managed funds.

Discover more about mutual funds

Mutual fund pricing

It's the service, support, and overall experience of investing with us that defines the value for you.

What you get:

  • Quotes
  • Analysts' Choice Funds list
  • Comparison and screener tools
  • Morningstar commentary
  • Educational resources

Start investing in mutual funds with TD Direct Investing

Open an account online
Select the TD Direct Investing account you want to open—then complete the quick online application.
Start funding your account
Once your account is open, transfer your money online to get started. Moving investments from another brokerage? Ask about how we could cover the transfer fees up to $150.1
Start investing toward your goals
Build your balanced portfolio, using mutual funds, ETFs, stocks, options, GICs and more.

Explore other investment types

Open an account online – it's fast and easy

Whether you’re new to self-directed investing or an experienced trader, we welcome you.
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